The Citi Trifecta
Citi Strata Premier, Double Cash, Custom Cash — one pass, free, no account and no app. Double Cash takes everything else; Strata Premier takes dining, groceries and gas and 5 more.
Card terms as of Oct 29. Open the downloaded pass on an iPhone to add it to Wallet. Regenerate it when card terms change.
What you get
| Category | Best card |
|---|---|
| Everything else | Double Cash2.0% |
| Dining | Strata Premier5.7% |
| Groceries | Strata Premier5.7% |
Content preview. Apple Wallet controls the layout. The free pass carries these first three rows, front and details together; the app unlocks every row.
These rows, every card
Everything else
- Double Cash — 2.0%
- Strata Premier — 1.9%
- Custom Cash — 1.0%
Dining
- Strata Premier — 5.7%
- Double Cash — 2.0%
- Custom Cash — 1.0%
Groceries
- Strata Premier — 5.7%
- Double Cash — 2.0%
- Custom Cash — 1.0%
Why these cards
Double Cash takes everything else; Strata Premier takes dining, groceries and gas and 5 more.
A cheat sheet in your Wallet that tells you which card to use. No account, no bank linking, no subscription.
See the full ranking for Citi Strata Premier, Double Cash, Custom Cash — every spend category, every card, with the reasons. Or open it in the generator and change the cards.