Amex Gold and Sapphire Preferred
American Express Gold Card, Chase Sapphire Preferred — one pass, free, no account and no app. Sapphire Preferred takes everything else, gas and travel and 4 more; Gold Card takes dining, groceries and flights.
Card terms as of Oct 29. Open the downloaded pass on an iPhone to add it to Wallet. Regenerate it when card terms change.
What you get
| Category | Best card |
|---|---|
| Everything else | Sapphire Preferred2.1% |
| Dining | Gold Card8.0% |
| Groceries | Gold Card8.0% |
Content preview. Apple Wallet controls the layout. The free pass carries these first three rows, front and details together; the app unlocks every row.
These rows, every card
Everything else
- Sapphire Preferred — 2.1%
- Gold Card — 2.0%
Dining
- Gold Card — 8.0%
- Sapphire Preferred — 6.2%
Groceries
- Gold Card — 8.0%
- Sapphire Preferred — 2.1%
Why these cards
Sapphire Preferred takes everything else, gas and travel and 4 more; Gold Card takes dining, groceries and flights.
A cheat sheet in your Wallet that tells you which card to use. No account, no bank linking, no subscription.
See the full ranking for American Express Gold Card, Chase Sapphire Preferred — every spend category, every card, with the reasons. Or open it in the generator and change the cards.