Discover it and Active Cash
Discover Discover it Cash Back, Wells Fargo Active Cash — one pass, free, no account and no app. Active Cash takes everything else; Discover it Cash Back takes dining, entertainment and utilities.
Card terms as of Oct 29. Open the downloaded pass on an iPhone to add it to Wallet. Regenerate it when card terms change.
What you get
| Category | Best card |
|---|---|
| Everything else | Active Cash2.0% |
| Dining | Discover it Cash Back5.0% |
| Entertainment | Discover it Cash Back5.0% |
Content preview. Apple Wallet controls the layout. The free pass carries these first three rows, front and details together; the app unlocks every row.
These rows, every card
Everything else
- Active Cash — 2.0%
- Discover it Cash Back — 1.0%
Dining
- Discover it Cash Back — 5.0%
- Active Cash — 2.0%
Entertainment
- Discover it Cash Back — 5.0%
- Active Cash — 2.0%
Why these cards
Active Cash takes everything else; Discover it Cash Back takes dining, entertainment and utilities.
A cheat sheet in your Wallet that tells you which card to use. No account, no bank linking, no subscription.
See the full ranking for Discover Discover it Cash Back, Wells Fargo Active Cash — every spend category, every card, with the reasons. Or open it in the generator and change the cards.