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The Amex Platinum and Gold Pair

American Express The Platinum Card, Gold Card — one pass, free, no account and no app. Gold Card takes dining and groceries; The Platinum Card takes flights and flights · portal.

Add to Apple Wallet

Card terms as of Oct 29. Open the downloaded pass on an iPhone to add it to Wallet. Regenerate it when card terms change.

What you get

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Pass content preview
CategoryBest card
Everything elseThe Platinum Card2.0%
DiningGold Card8.0%
GroceriesGold Card8.0%

Content preview. Apple Wallet controls the layout. The free pass carries these first three rows, front and details together; the app unlocks every row.

These rows, every card

Everything else

  1. The Platinum Card — 2.0%
  2. Gold Card — 2.0%

Dining

  1. Gold Card — 8.0%
  2. The Platinum Card — 2.0%

Groceries

  1. Gold Card — 8.0%
  2. The Platinum Card — 2.0%

Why these cards

Gold Card takes dining and groceries; The Platinum Card takes flights and flights · portal.

A cheat sheet in your Wallet that tells you which card to use. No account, no bank linking, no subscription.

See the full ranking for American Express The Platinum Card, Gold Card — every spend category, every card, with the reasons. Or open it in the generator and change the cards.