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Wells Fargo Autograph vs Signify Business Cash

Both are Wells Fargo cards. Here is every spend category, ranked by what each card actually returns.

Best card by category Card terms as of Oct 29

Everything else

  1. Signify Business Cash 2.0% 2% base rate
  2. Autograph 1.8% 1x base rate

Dining

  1. Autograph 5.3% 3x
  2. Signify Business Cash 2.0% 2% base rate

Gas

  1. Autograph 5.3% 3x
  2. Signify Business Cash 2.0% 2% base rate

Ground transportation

  1. Autograph 5.3% 3x
  2. Signify Business Cash 2.0% 2% base rate

Streaming

  1. Autograph 5.3% 3x
  2. Signify Business Cash 2.0% 2% base rate

Phone & internet

  1. Autograph 5.3% 3x
  2. Signify Business Cash 2.0% 2% base rate

Flights

  1. Autograph 5.3% 3x
  2. Signify Business Cash 2.0% 2% base rate

Hotels

  1. Autograph 5.3% 3x
  2. Signify Business Cash 2.0% 2% base rate

Car rental

  1. Autograph 5.3% 3x
  2. Signify Business Cash 2.0% 2% base rate

Cruises

  1. Autograph 5.3% 3x
  2. Signify Business Cash 2.0% 2% base rate

What the numbers are doing

Abroad the answer flips: Signify Business Cash charges a 3% foreign transaction fee, so once that comes off the rate Autograph is the better card for everyday spend.

Where they differ: Signify Business Cash takes everything else; Autograph takes dining, gas, ground transportation and streaming, plus 5 more.

pointslipEveryday
Pass content preview
CategoryBest card
Everything elseSignify Business Cash2.0%
DiningAutograph5.3%
GasAutograph5.3%
Ground transportationAutograph5.3%
StreamingAutograph5.3%
Phone & internetAutograph5.3%
FlightsAutograph5.3%
HotelsAutograph5.3%
Car rentalAutograph5.3%
CruisesAutograph5.3%

Content preview. Apple Wallet controls the layout; visible categories vary by device. Categories that rank the same as Everything else are left off; every other category is in pass details.

Every category, every card

Everything else

  1. Signify Business Cash — 2.0%
  2. Autograph — 1.8%

Dining

  1. Autograph — 5.3%
  2. Signify Business Cash — 2.0%

Gas

  1. Autograph — 5.3%
  2. Signify Business Cash — 2.0%

Ground transportation

  1. Autograph — 5.3%
  2. Signify Business Cash — 2.0%

Streaming

  1. Autograph — 5.3%
  2. Signify Business Cash — 2.0%

Phone & internet

  1. Autograph — 5.3%
  2. Signify Business Cash — 2.0%

Flights

  1. Autograph — 5.3%
  2. Signify Business Cash — 2.0%

Hotels

  1. Autograph — 5.3%
  2. Signify Business Cash — 2.0%

Car rental

  1. Autograph — 5.3%
  2. Signify Business Cash — 2.0%

Cruises

  1. Autograph — 5.3%
  2. Signify Business Cash — 2.0%
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