Wells Fargo Autograph vs Choice Privileges Mastercard
Both are Wells Fargo cards. Here is every spend category, ranked by what each card actually returns.
Everything else
- Autograph 1.8% 1x base rate
- Choice Privileges Mastercard 0.9% 1x base rate
Dining
- Autograph 5.3% 3x
- Choice Privileges Mastercard 0.9% 1x base rate
Groceries
- Choice Privileges Mastercard 2.6% 3x
- Autograph 1.8% 1x base rate
Gas
- Autograph 5.3% 3x
- Choice Privileges Mastercard 2.6% 3x
Ground transportation
- Autograph 5.3% 3x
- Choice Privileges Mastercard 0.9% 1x base rate
Streaming
- Autograph 5.3% 3x
- Choice Privileges Mastercard 0.9% 1x base rate
Phone & internet
- Autograph 5.3% 3x
- Choice Privileges Mastercard 0.9% 1x base rate
Furniture stores
- Choice Privileges Mastercard 2.6% 3x
- Autograph 1.8% 1x base rate
Home improvement
- Choice Privileges Mastercard 2.6% 3x
- Autograph 1.8% 1x base rate
Flights
- Autograph 5.3% 3x
- Choice Privileges Mastercard 0.9% 1x base rate
Hotels
- Autograph 5.3% 3x
- Choice Privileges Mastercard 0.9% 1x base rate
Car rental
- Autograph 5.3% 3x
- Choice Privileges Mastercard 0.9% 1x base rate
Cruises
- Autograph 5.3% 3x
- Choice Privileges Mastercard 0.9% 1x base rate
What the numbers are doing
Where they differ: Autograph takes everything else, dining, gas and ground transportation, plus 6 more; Choice Privileges Mastercard takes groceries, furniture stores and home improvement.
| Category | Best card |
|---|---|
| Everything else | Autograph1.8% |
| Dining | Autograph5.3% |
| Groceries | Choice Privileges Mastercard2.6% |
| Gas | Autograph5.3% |
| Ground transportation | Autograph5.3% |
| Streaming | Autograph5.3% |
| Phone & internet | Autograph5.3% |
| Furniture stores | Choice Privileges Mastercard2.6% |
| Home improvement | Choice Privileges Mastercard2.6% |
| Flights | Autograph5.3% |
| Hotels | Autograph5.3% |
| Car rental | Autograph5.3% |
| Cruises | Autograph5.3% |
Content preview. Apple Wallet controls the layout; visible categories vary by device. Categories that rank the same as Everything else are left off; every other category is in pass details.
Every category, every card
Everything else
- Autograph — 1.8%
- Choice Privileges Mastercard — 0.9%
Dining
- Autograph — 5.3%
- Choice Privileges Mastercard — 0.9%
Groceries
- Choice Privileges Mastercard — 2.6%
- Autograph — 1.8%
Gas
- Autograph — 5.3%
- Choice Privileges Mastercard — 2.6%
Ground transportation
- Autograph — 5.3%
- Choice Privileges Mastercard — 0.9%
Streaming
- Autograph — 5.3%
- Choice Privileges Mastercard — 0.9%
Phone & internet
- Autograph — 5.3%
- Choice Privileges Mastercard — 0.9%
Furniture stores
- Choice Privileges Mastercard — 2.6%
- Autograph — 1.8%
Home improvement
- Choice Privileges Mastercard — 2.6%
- Autograph — 1.8%
Flights
- Autograph — 5.3%
- Choice Privileges Mastercard — 0.9%
Hotels
- Autograph — 5.3%
- Choice Privileges Mastercard — 0.9%
Car rental
- Autograph — 5.3%
- Choice Privileges Mastercard — 0.9%
Cruises
- Autograph — 5.3%
- Choice Privileges Mastercard — 0.9%
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