Wells Fargo Attune vs Choice Privileges Mastercard
Both are Wells Fargo cards. Here is every spend category, ranked by what each card actually returns.
Everything else
- Attune 1.0% 1% base rate
- Choice Privileges Mastercard 0.9% 1x base rate
Groceries
- Choice Privileges Mastercard 2.6% 3x
- Attune 1.0% 1% base rate
Gas
- Choice Privileges Mastercard 2.6% 3x
- Attune 1.0% 1% base rate
Streaming
- Attune 4.0% 4%
- Choice Privileges Mastercard 0.9% 1x base rate
Furniture stores
- Choice Privileges Mastercard 2.6% 3x
- Attune 1.0% 1% base rate
Sporting goods
- Attune 4.0% 4%
- Choice Privileges Mastercard 0.9% 1x base rate
Home improvement
- Choice Privileges Mastercard 2.6% 3x
- Attune 1.0% 1% base rate
Gyms
- Attune 4.0% 4%
- Choice Privileges Mastercard 0.9% 1x base rate
EV charging
- Attune 4.0% 4%
- Choice Privileges Mastercard 2.6% 3x
Campgrounds
- Attune 4.0% 4%
- Choice Privileges Mastercard 0.9% 1x base rate
Attractions
- Attune 4.0% 4%
- Choice Privileges Mastercard 0.9% 1x base rate
Public transit
- Attune 4.0% 4%
- Choice Privileges Mastercard 0.9% 1x base rate
Live events
- Attune 4.0% 4%
- Choice Privileges Mastercard 0.9% 1x base rate
Movie theaters
- Attune 4.0% 4%
- Choice Privileges Mastercard 0.9% 1x base rate
Amusement parks
- Attune 4.0% 4%
- Choice Privileges Mastercard 0.9% 1x base rate
What the numbers are doing
Abroad the answer flips: Attune charges a 3% foreign transaction fee, so once that comes off the rate Choice Privileges Mastercard is the better card for everyday spend.
Where they differ: Attune takes everything else, streaming, sporting goods and gyms, plus 7 more; Choice Privileges Mastercard takes groceries, gas, furniture stores and home improvement.
| Category | Best card |
|---|---|
| Everything else | Attune1.0% |
| Groceries | Choice Privileges Mastercard2.6% |
| Gas | Choice Privileges Mastercard2.6% |
| Streaming | Attune4.0% |
| Furniture stores | Choice Privileges Mastercard2.6% |
| Sporting goods | Attune4.0% |
| Home improvement | Choice Privileges Mastercard2.6% |
| Gyms | Attune4.0% |
| EV charging | Attune4.0% |
| Campgrounds | Attune4.0% |
| Attractions | Attune4.0% |
| Public transit | Attune4.0% |
| Live events | Attune4.0% |
| Movie theaters | Attune4.0% |
| Amusement parks | Attune4.0% |
Content preview. Apple Wallet controls the layout; visible categories vary by device. Categories that rank the same as Everything else are left off; every other category is in pass details.
Every category, every card
Everything else
- Attune — 1.0%
- Choice Privileges Mastercard — 0.9%
Groceries
- Choice Privileges Mastercard — 2.6%
- Attune — 1.0%
Gas
- Choice Privileges Mastercard — 2.6%
- Attune — 1.0%
Streaming
- Attune — 4.0%
- Choice Privileges Mastercard — 0.9%
Furniture stores
- Choice Privileges Mastercard — 2.6%
- Attune — 1.0%
Sporting goods
- Attune — 4.0%
- Choice Privileges Mastercard — 0.9%
Home improvement
- Choice Privileges Mastercard — 2.6%
- Attune — 1.0%
Gyms
- Attune — 4.0%
- Choice Privileges Mastercard — 0.9%
EV charging
- Attune — 4.0%
- Choice Privileges Mastercard — 2.6%
Campgrounds
- Attune — 4.0%
- Choice Privileges Mastercard — 0.9%
Attractions
- Attune — 4.0%
- Choice Privileges Mastercard — 0.9%
Public transit
- Attune — 4.0%
- Choice Privileges Mastercard — 0.9%
Live events
- Attune — 4.0%
- Choice Privileges Mastercard — 0.9%
Movie theaters
- Attune — 4.0%
- Choice Privileges Mastercard — 0.9%
Amusement parks
- Attune — 4.0%
- Choice Privileges Mastercard — 0.9%
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