Wells Fargo Attune vs Autograph
Both are Wells Fargo cards. Here is every spend category, ranked by what each card actually returns.
Everything else
- Autograph 1.8% 1x base rate
- Attune 1.0% 1% base rate
Dining
- Autograph 5.3% 3x
- Attune 1.0% 1% base rate
Gas
- Autograph 5.3% 3x
- Attune 1.0% 1% base rate
Ground transportation
- Autograph 5.3% 3x
- Attune 1.0% 1% base rate
Streaming
- Autograph 5.3% 3x
- Attune 4.0% 4%
Phone & internet
- Autograph 5.3% 3x
- Attune 1.0% 1% base rate
Sporting goods
- Attune 4.0% 4%
- Autograph 1.8% 1x base rate
Gyms
- Attune 4.0% 4%
- Autograph 1.8% 1x base rate
Flights
- Autograph 5.3% 3x
- Attune 1.0% 1% base rate
Hotels
- Autograph 5.3% 3x
- Attune 1.0% 1% base rate
Car rental
- Autograph 5.3% 3x
- Attune 1.0% 1% base rate
Cruises
- Autograph 5.3% 3x
- Attune 1.0% 1% base rate
Campgrounds
- Attune 4.0% 4%
- Autograph 1.8% 1x base rate
Attractions
- Attune 4.0% 4%
- Autograph 1.8% 1x base rate
Live events
- Attune 4.0% 4%
- Autograph 1.8% 1x base rate
Movie theaters
- Attune 4.0% 4%
- Autograph 1.8% 1x base rate
Amusement parks
- Attune 4.0% 4%
- Autograph 1.8% 1x base rate
What the numbers are doing
Autograph tops everything else at 1.8% only because this table values its points at 1.75 cents each. Value them at one cent and Attune wins that category instead.
Where they differ: Autograph takes everything else, dining, gas and ground transportation, plus 6 more; Attune takes sporting goods, gyms, campgrounds and attractions, plus 3 more.
| Category | Best card |
|---|---|
| Everything else | Autograph1.8% |
| Dining | Autograph5.3% |
| Gas | Autograph5.3% |
| Ground transportation | Autograph5.3% |
| Streaming | Autograph5.3% |
| Phone & internet | Autograph5.3% |
| Sporting goods | Attune4.0% |
| Gyms | Attune4.0% |
| Flights | Autograph5.3% |
| Hotels | Autograph5.3% |
| Car rental | Autograph5.3% |
| Cruises | Autograph5.3% |
| Campgrounds | Attune4.0% |
| Attractions | Attune4.0% |
| Live events | Attune4.0% |
| Movie theaters | Attune4.0% |
| Amusement parks | Attune4.0% |
Content preview. Apple Wallet controls the layout; visible categories vary by device. Categories that rank the same as Everything else are left off; every other category is in pass details.
Every category, every card
Everything else
- Autograph — 1.8%
- Attune — 1.0%
Dining
- Autograph — 5.3%
- Attune — 1.0%
Gas
- Autograph — 5.3%
- Attune — 1.0%
Ground transportation
- Autograph — 5.3%
- Attune — 1.0%
Streaming
- Autograph — 5.3%
- Attune — 4.0%
Phone & internet
- Autograph — 5.3%
- Attune — 1.0%
Sporting goods
- Attune — 4.0%
- Autograph — 1.8%
Gyms
- Attune — 4.0%
- Autograph — 1.8%
Flights
- Autograph — 5.3%
- Attune — 1.0%
Hotels
- Autograph — 5.3%
- Attune — 1.0%
Car rental
- Autograph — 5.3%
- Attune — 1.0%
Cruises
- Autograph — 5.3%
- Attune — 1.0%
Campgrounds
- Attune — 4.0%
- Autograph — 1.8%
Attractions
- Attune — 4.0%
- Autograph — 1.8%
Live events
- Attune — 4.0%
- Autograph — 1.8%
Movie theaters
- Attune — 4.0%
- Autograph — 1.8%
Amusement parks
- Attune — 4.0%
- Autograph — 1.8%
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