Wells Fargo Attune vs Autograph Journey
Both are Wells Fargo cards. Here is every spend category, ranked by what each card actually returns.
Everything else
- Autograph Journey 1.8% 1x base rate
- Attune 1.0% 1% base rate
Dining
- Autograph Journey 5.3% 3x
- Attune 1.0% 1% base rate
Streaming
- Attune 4.0% 4%
- Autograph Journey 1.8% 1x base rate
Sporting goods
- Attune 4.0% 4%
- Autograph Journey 1.8% 1x base rate
Gyms
- Attune 4.0% 4%
- Autograph Journey 1.8% 1x base rate
EV charging
- Attune 4.0% 4%
- Autograph Journey 1.8% 1x base rate
Flights
- Autograph Journey 7.0% 4x
- Attune 1.0% 1% base rate
Hotels
- Autograph Journey 8.8% 5x
- Attune 1.0% 1% base rate
Car rental
- Autograph Journey 5.3% 3x
- Attune 1.0% 1% base rate
Cruises
- Autograph Journey 5.3% 3x
- Attune 1.0% 1% base rate
Travel agencies
- Autograph Journey 5.3% 3x
- Attune 1.0% 1% base rate
Campgrounds
- Autograph Journey 5.3% 3x
- Attune 4.0% 4%
Attractions
- Attune 4.0% 4%
- Autograph Journey 1.8% 1x base rate
Public transit
- Attune 4.0% 4%
- Autograph Journey 1.8% 1x base rate
Live events
- Attune 4.0% 4%
- Autograph Journey 1.8% 1x base rate
Movie theaters
- Attune 4.0% 4%
- Autograph Journey 1.8% 1x base rate
Amusement parks
- Attune 4.0% 4%
- Autograph Journey 1.8% 1x base rate
What the numbers are doing
Autograph Journey tops everything else at 1.8% only because this table values its points at 1.75 cents each. Value them at one cent and Attune wins that category instead.
The table is earn rate only — annual fees are not netted out of it. These cards charge Attune $0 and Autograph Journey $95 a year, so a thin lead in one category may not cover the difference.
Where they differ: Autograph Journey takes everything else, dining, flights and hotels, plus 4 more; Attune takes streaming, sporting goods, gyms and ev charging, plus 5 more.
| Category | Best card |
|---|---|
| Everything else | Autograph Journey1.8% |
| Dining | Autograph Journey5.3% |
| Streaming | Attune4.0% |
| Sporting goods | Attune4.0% |
| Gyms | Attune4.0% |
| EV charging | Attune4.0% |
| Flights | Autograph Journey7.0% |
| Hotels | Autograph Journey8.8% |
| Car rental | Autograph Journey5.3% |
| Cruises | Autograph Journey5.3% |
| Travel agencies | Autograph Journey5.3% |
| Campgrounds | Autograph Journey5.3% |
| Attractions | Attune4.0% |
| Public transit | Attune4.0% |
| Live events | Attune4.0% |
| Movie theaters | Attune4.0% |
| Amusement parks | Attune4.0% |
Content preview. Apple Wallet controls the layout; visible categories vary by device. Categories that rank the same as Everything else are left off; every other category is in pass details.
Every category, every card
Everything else
- Autograph Journey — 1.8%
- Attune — 1.0%
Dining
- Autograph Journey — 5.3%
- Attune — 1.0%
Streaming
- Attune — 4.0%
- Autograph Journey — 1.8%
Sporting goods
- Attune — 4.0%
- Autograph Journey — 1.8%
Gyms
- Attune — 4.0%
- Autograph Journey — 1.8%
EV charging
- Attune — 4.0%
- Autograph Journey — 1.8%
Flights
- Autograph Journey — 7.0%
- Attune — 1.0%
Hotels
- Autograph Journey — 8.8%
- Attune — 1.0%
Car rental
- Autograph Journey — 5.3%
- Attune — 1.0%
Cruises
- Autograph Journey — 5.3%
- Attune — 1.0%
Travel agencies
- Autograph Journey — 5.3%
- Attune — 1.0%
Campgrounds
- Autograph Journey — 5.3%
- Attune — 4.0%
Attractions
- Attune — 4.0%
- Autograph Journey — 1.8%
Public transit
- Attune — 4.0%
- Autograph Journey — 1.8%
Live events
- Attune — 4.0%
- Autograph Journey — 1.8%
Movie theaters
- Attune — 4.0%
- Autograph Journey — 1.8%
Amusement parks
- Attune — 4.0%
- Autograph Journey — 1.8%
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