USAA Eagle Navigator Visa Signature vs Preferred Cash Rewards Visa Signature
Both are USAA cards. Here is every spend category, ranked by what each card actually returns.
Everything else
- Eagle Navigator Visa Signature 2.0% 2x base rate
- Preferred Cash Rewards Visa Signature 1.5% 1.5% base rate
Travel
- Eagle Navigator Visa Signature 3.0% 3x
- Preferred Cash Rewards Visa Signature 1.5% 1.5% base rate
Ground transportation
- Eagle Navigator Visa Signature 3.0% 3x
- Preferred Cash Rewards Visa Signature 1.5% 1.5% base rate
What the numbers are doing
The table is earn rate only — annual fees are not netted out of it. These cards charge Eagle Navigator Visa Signature $95 and Preferred Cash Rewards Visa Signature $0 a year, so a thin lead in one category may not cover the difference.
Where they differ: Eagle Navigator Visa Signature takes everything else, travel and ground transportation. Preferred Cash Rewards Visa Signature wins nothing outright in this wallet.
| Category | Best card |
|---|---|
| Everything else | Eagle Navigator Visa Signature2.0% |
| Travel | Eagle Navigator Visa Signature3.0% |
| Ground transportation | Eagle Navigator Visa Signature3.0% |
Content preview. Apple Wallet controls the layout; visible categories vary by device. Categories that rank the same as Everything else are left off; every other category is in pass details.
Every category, every card
Everything else
- Eagle Navigator Visa Signature — 2.0%
- Preferred Cash Rewards Visa Signature — 1.5%
Travel
- Eagle Navigator Visa Signature — 3.0%
- Preferred Cash Rewards Visa Signature — 1.5%
Ground transportation
- Eagle Navigator Visa Signature — 3.0%
- Preferred Cash Rewards Visa Signature — 1.5%
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