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USAA Eagle Ascend American Express vs Rewards American Express

Both are USAA cards. Here is every spend category, ranked by what each card actually returns.

Best card by category Card terms as of Oct 29

Everything else

  1. Eagle Ascend American Express 1.0% 1% base rate
  2. Rewards American Express 1.0% 1x base rate

Dining

  1. Rewards American Express 3.0% 3x
  2. Eagle Ascend American Express 1.0% 1% base rate

Groceries

  1. Rewards American Express 2.0% 2x
  2. Eagle Ascend American Express 1.0% 1% base rate

Gas

  1. Rewards American Express 2.0% 2x
  2. Eagle Ascend American Express 1.0% 1% base rate

What the numbers are doing

Eagle Ascend American Express lets you choose one category to earn 2% on. This table assumes nothing is chosen yet, so it earns its base rate everywhere; choose in the generator to see where it lands.

Where they differ: Rewards American Express takes dining, groceries and gas. Eagle Ascend American Express wins nothing outright in this wallet.

pointslipEveryday
Pass content preview
CategoryBest card
Everything elseEagle Ascend American Express1.0%
DiningRewards American Express3.0%
GroceriesRewards American Express2.0%
GasRewards American Express2.0%

Content preview. Apple Wallet controls the layout; visible categories vary by device. Categories that rank the same as Everything else are left off; every other category is in pass details.

Every category, every card

Everything else

  1. Eagle Ascend American Express — 1.0%
  2. Rewards American Express — 1.0%

Dining

  1. Rewards American Express — 3.0%
  2. Eagle Ascend American Express — 1.0%

Groceries

  1. Rewards American Express — 2.0%
  2. Eagle Ascend American Express — 1.0%

Gas

  1. Rewards American Express — 2.0%
  2. Eagle Ascend American Express — 1.0%
Add to Apple Wallet

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iPhone app · not yet released

Preview this set of cards. The first three rows are free, whatever cards you hold; every row and every feature is $9.99 once, in the app. See the free combos.

Open this ranking in the generator

A cheat sheet in your Wallet that tells you which card to use. No account, no bank linking, no subscription.