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USAA Eagle Ascend American Express vs Preferred Cash Rewards Visa Signature

Both are USAA cards. Here is every spend category, ranked by what each card actually returns.

Best card by category Card terms as of Oct 29

Everything else

  1. Preferred Cash Rewards Visa Signature 1.5% 1.5% base rate
  2. Eagle Ascend American Express 1.0% 1% base rate

What the numbers are doing

Eagle Ascend American Express lets you choose one category to earn 2% on. This table assumes nothing is chosen yet, so it earns its base rate everywhere; choose in the generator to see where it lands.

Where they differ: Preferred Cash Rewards Visa Signature takes everything else. Eagle Ascend American Express wins nothing outright in this wallet.

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Pass content preview
CategoryBest card
Everything elsePreferred Cash Rewards Visa Signature1.5%

Content preview. Apple Wallet controls the layout; visible categories vary by device. Categories that rank the same as Everything else are left off; every other category is in pass details.

Every category, every card

Everything else

  1. Preferred Cash Rewards Visa Signature โ€” 1.5%
  2. Eagle Ascend American Express โ€” 1.0%
Add to Apple Wallet

This link hands the pass straight to Wallet, no app and no account โ€” its first three rows; the app unlocks every row.

iPhone app ยท not yet released

Preview this set of cards. The first three rows are free, whatever cards you hold; every row and every feature is $9.99 once, in the app. See the free combos.

Open this ranking in the generator

A cheat sheet in your Wallet that tells you which card to use. No account, no bank linking, no subscription.