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USAA Eagle Ascend American Express vs Eagle Navigator Visa Signature

Both are USAA cards. Here is every spend category, ranked by what each card actually returns.

Best card by category Card terms as of Oct 29

Everything else

  1. Eagle Navigator Visa Signature 2.0% 2x base rate
  2. Eagle Ascend American Express 1.0% 1% base rate

Travel

  1. Eagle Navigator Visa Signature 3.0% 3x
  2. Eagle Ascend American Express 1.0% 1% base rate

Ground transportation

  1. Eagle Navigator Visa Signature 3.0% 3x
  2. Eagle Ascend American Express 1.0% 1% base rate

What the numbers are doing

Eagle Ascend American Express lets you choose one category to earn 2% on. This table assumes nothing is chosen yet, so it earns its base rate everywhere; choose in the generator to see where it lands.

The table is earn rate only — annual fees are not netted out of it. These cards charge Eagle Ascend American Express $0 and Eagle Navigator Visa Signature $95 a year, so a thin lead in one category may not cover the difference.

Where they differ: Eagle Navigator Visa Signature takes everything else, travel and ground transportation. Eagle Ascend American Express wins nothing outright in this wallet.

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Pass content preview
CategoryBest card
Everything elseEagle Navigator Visa Signature2.0%
TravelEagle Navigator Visa Signature3.0%
Ground transportationEagle Navigator Visa Signature3.0%

Content preview. Apple Wallet controls the layout; visible categories vary by device. Categories that rank the same as Everything else are left off; every other category is in pass details.

Every category, every card

Everything else

  1. Eagle Navigator Visa Signature — 2.0%
  2. Eagle Ascend American Express — 1.0%

Travel

  1. Eagle Navigator Visa Signature — 3.0%
  2. Eagle Ascend American Express — 1.0%

Ground transportation

  1. Eagle Navigator Visa Signature — 3.0%
  2. Eagle Ascend American Express — 1.0%
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Preview this set of cards. The first three rows are free, whatever cards you hold; every row and every feature is $9.99 once, in the app. See the free combos.

Open this ranking in the generator

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