USAA Eagle Adapt Visa vs Rewards Visa Signature
Both are USAA cards. Here is every spend category, ranked by what each card actually returns.
Everything else
- Eagle Adapt Visa 1.0% 1% base rate
- Rewards Visa Signature 1.0% 1x base rate
Dining
- Eagle Adapt Visa 3.0% 3%
- Rewards Visa Signature 2.0% 2x
Groceries
- Eagle Adapt Visa 3.0% 3%
- Rewards Visa Signature 1.0% 1x base rate
Gas
- Eagle Adapt Visa 3.0% 3%
- Rewards Visa Signature 2.0% 2x
Travel
- Eagle Adapt Visa 3.0% 3%
- Rewards Visa Signature 1.0% 1x base rate
Ground transportation
- Eagle Adapt Visa 3.0% 3%
- Rewards Visa Signature 1.0% 1x base rate
Streaming
- Eagle Adapt Visa 3.0% 3%
- Rewards Visa Signature 1.0% 1x base rate
Furniture stores
- Eagle Adapt Visa 3.0% 3%
- Rewards Visa Signature 1.0% 1x base rate
Home improvement
- Eagle Adapt Visa 3.0% 3%
- Rewards Visa Signature 1.0% 1x base rate
Gyms
- Eagle Adapt Visa 3.0% 3%
- Rewards Visa Signature 1.0% 1x base rate
Live events
- Eagle Adapt Visa 3.0% 3%
- Rewards Visa Signature 1.0% 1x base rate
What the numbers are doing
Where they differ: Eagle Adapt Visa takes dining, groceries, gas and travel, plus 6 more. Rewards Visa Signature wins nothing outright in this wallet.
| Category | Best card |
|---|---|
| Everything else | Eagle Adapt Visa1.0% |
| Dining | Eagle Adapt Visa3.0% |
| Groceries | Eagle Adapt Visa3.0% |
| Gas | Eagle Adapt Visa3.0% |
| Travel | Eagle Adapt Visa3.0% |
| Ground transportation | Eagle Adapt Visa3.0% |
| Streaming | Eagle Adapt Visa3.0% |
| Furniture stores | Eagle Adapt Visa3.0% |
| Home improvement | Eagle Adapt Visa3.0% |
| Gyms | Eagle Adapt Visa3.0% |
| Live events | Eagle Adapt Visa3.0% |
Content preview. Apple Wallet controls the layout; visible categories vary by device. Categories that rank the same as Everything else are left off; every other category is in pass details.
Every category, every card
Everything else
- Eagle Adapt Visa — 1.0%
- Rewards Visa Signature — 1.0%
Dining
- Eagle Adapt Visa — 3.0%
- Rewards Visa Signature — 2.0%
Groceries
- Eagle Adapt Visa — 3.0%
- Rewards Visa Signature — 1.0%
Gas
- Eagle Adapt Visa — 3.0%
- Rewards Visa Signature — 2.0%
Travel
- Eagle Adapt Visa — 3.0%
- Rewards Visa Signature — 1.0%
Ground transportation
- Eagle Adapt Visa — 3.0%
- Rewards Visa Signature — 1.0%
Streaming
- Eagle Adapt Visa — 3.0%
- Rewards Visa Signature — 1.0%
Furniture stores
- Eagle Adapt Visa — 3.0%
- Rewards Visa Signature — 1.0%
Home improvement
- Eagle Adapt Visa — 3.0%
- Rewards Visa Signature — 1.0%
Gyms
- Eagle Adapt Visa — 3.0%
- Rewards Visa Signature — 1.0%
Live events
- Eagle Adapt Visa — 3.0%
- Rewards Visa Signature — 1.0%
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