USAA Cashback Rewards Plus American Express vs Eagle Ascend American Express
Both are USAA cards. Here is every spend category, ranked by what each card actually returns.
Everything else
- Cashback Rewards Plus American Express 1.0% 1% base rate
- Eagle Ascend American Express 1.0% 1% base rate
Groceries
- Cashback Rewards Plus American Express 3.0% 3%, capped
- Eagle Ascend American Express 1.0% 1% base rate
Gas
- Cashback Rewards Plus American Express 5.0% 5%, capped
- Eagle Ascend American Express 1.0% 1% base rate
What the numbers are doing
Cashback Rewards Plus American Express's 3% on groceries runs out: it applies to the first $3,000 of groceries spend a year, and everything past that earns 1%.
Eagle Ascend American Express lets you choose one category to earn 2% on. This table assumes nothing is chosen yet, so it earns its base rate everywhere; choose in the generator to see where it lands.
Where they differ: Cashback Rewards Plus American Express takes groceries and gas. Eagle Ascend American Express wins nothing outright in this wallet.
| Category | Best card |
|---|---|
| Everything else | Cashback Rewards Plus American Express1.0% |
| Groceries | Cashback Rewards Plus American Express3.0% |
| Gas | Cashback Rewards Plus American Express5.0% |
Content preview. Apple Wallet controls the layout; visible categories vary by device. Categories that rank the same as Everything else are left off; every other category is in pass details.
Every category, every card
Everything else
- Cashback Rewards Plus American Express — 1.0%
- Eagle Ascend American Express — 1.0%
Groceries
- Cashback Rewards Plus American Express — 3.0%
- Eagle Ascend American Express — 1.0%
Gas
- Cashback Rewards Plus American Express — 5.0%
- Eagle Ascend American Express — 1.0%
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Open this ranking in the generatorA cheat sheet in your Wallet that tells you which card to use. No account, no bank linking, no subscription.