U.S. Bank Shield Visa vs Smartly Visa Signature
Both are U.S. Bank cards. Here is every spend category, ranked by what each card actually returns.
Everything else
- Smartly Visa Signature 2.0% 2% base rate
- Shield Visa 0.0% 0% base rate
Flights · portal
- Shield Visa · U.S. Bank Travel Center 4.0% 4%
Hotels · portal
- Shield Visa · U.S. Bank Travel Center 4.0% 4%
Car rental · portal
- Shield Visa · U.S. Bank Travel Center 4.0% 4%
What the numbers are doing
Where they differ: Smartly Visa Signature takes everything else. Shield Visa wins nothing outright in this wallet.
| Category | Best card |
|---|---|
| Everything else | Smartly Visa Signature2.0% |
| Flights · portal | Shield Visa · U.S. Bank Travel Center4.0% |
| Hotels · portal | Shield Visa · U.S. Bank Travel Center4.0% |
| Car rental · portal | Shield Visa · U.S. Bank Travel Center4.0% |
Content preview. Apple Wallet controls the layout; visible categories vary by device. Categories that rank the same as Everything else are left off; every other category is in pass details.
Every category, every card
Everything else
- Smartly Visa Signature — 2.0%
- Shield Visa — 0.0%
Flights · portal
- Shield Visa · U.S. Bank Travel Center — 4.0%
Hotels · portal
- Shield Visa · U.S. Bank Travel Center — 4.0%
Car rental · portal
- Shield Visa · U.S. Bank Travel Center — 4.0%
This link hands the pass straight to Wallet, no app and no account — its first three rows; the app unlocks every row.
iPhone app · not yet released
Preview this set of cards. The first three rows are free, whatever cards you hold; every row and every feature is $9.99 once, in the app. See the free combos.
Open this ranking in the generatorA cheat sheet in your Wallet that tells you which card to use. No account, no bank linking, no subscription.