U.S. Bank Cash+ Visa Signature vs Smartly Visa Signature
Both are U.S. Bank cards. Here is every spend category, ranked by what each card actually returns.
Everything else
- Smartly Visa Signature 2.0% 2% base rate
- Cash+ Visa Signature 1.0% 1% base rate
What the numbers are doing
Cash+ Visa Signature lets you choose 2 categories to earn 5% on. This table assumes nothing is chosen yet, so it earns its base rate everywhere; choose in the generator to see where it lands.
Where they differ: Smartly Visa Signature takes everything else. Cash+ Visa Signature wins nothing outright in this wallet.
| Category | Best card |
|---|---|
| Everything else | Smartly Visa Signature2.0% |
Content preview. Apple Wallet controls the layout; visible categories vary by device. Categories that rank the same as Everything else are left off; every other category is in pass details.
Every category, every card
Everything else
- Smartly Visa Signature — 2.0%
- Cash+ Visa Signature — 1.0%
This link hands the pass straight to Wallet, no app and no account — its first three rows; the app unlocks every row.
iPhone app · not yet released
Preview this set of cards. The first three rows are free, whatever cards you hold; every row and every feature is $9.99 once, in the app. See the free combos.
Open this ranking in the generatorA cheat sheet in your Wallet that tells you which card to use. No account, no bank linking, no subscription.