U.S. Bank Business Shield Visa Card vs Smartly Visa Signature
Both are U.S. Bank cards. Here is every spend category, ranked by what each card actually returns.
Everything else
- Smartly Visa Signature 2.0% 2% base rate
- Business Shield Visa Card 0.0% 0% base rate
Flights · portal
- Business Shield Visa Card · U.S. Bank Travel Center 5.0% 5%
Hotels · portal
- Business Shield Visa Card · U.S. Bank Travel Center 5.0% 5%
Car rental · portal
- Business Shield Visa Card · U.S. Bank Travel Center 5.0% 5%
What the numbers are doing
Where they differ: Smartly Visa Signature takes everything else. Business Shield Visa Card wins nothing outright in this wallet.
| Category | Best card |
|---|---|
| Everything else | Smartly Visa Signature2.0% |
| Flights · portal | Business Shield Visa Card · U.S. Bank Travel Center5.0% |
| Hotels · portal | Business Shield Visa Card · U.S. Bank Travel Center5.0% |
| Car rental · portal | Business Shield Visa Card · U.S. Bank Travel Center5.0% |
Content preview. Apple Wallet controls the layout; visible categories vary by device. Categories that rank the same as Everything else are left off; every other category is in pass details.
Every category, every card
Everything else
- Smartly Visa Signature — 2.0%
- Business Shield Visa Card — 0.0%
Flights · portal
- Business Shield Visa Card · U.S. Bank Travel Center — 5.0%
Hotels · portal
- Business Shield Visa Card · U.S. Bank Travel Center — 5.0%
Car rental · portal
- Business Shield Visa Card · U.S. Bank Travel Center — 5.0%
This link hands the pass straight to Wallet, no app and no account — its first three rows; the app unlocks every row.
iPhone app · not yet released
Preview this set of cards. The first three rows are free, whatever cards you hold; every row and every feature is $9.99 once, in the app. See the free combos.
Open this ranking in the generatorA cheat sheet in your Wallet that tells you which card to use. No account, no bank linking, no subscription.