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U.S. Bank Business Shield Visa Card vs Shield Visa

Both are U.S. Bank cards. Here is every spend category, ranked by what each card actually returns.

Best card by category Card terms as of Oct 29

Everything else

  1. Business Shield Visa Card 0.0% 0% base rate
  2. Shield Visa 0.0% 0% base rate

Flights · portal

  1. Business Shield Visa Card · U.S. Bank Travel Center 5.0% 5%
  2. Shield Visa · U.S. Bank Travel Center 4.0% 4%

Hotels · portal

  1. Business Shield Visa Card · U.S. Bank Travel Center 5.0% 5%
  2. Shield Visa · U.S. Bank Travel Center 4.0% 4%

Car rental · portal

  1. Business Shield Visa Card · U.S. Bank Travel Center 5.0% 5%
  2. Shield Visa · U.S. Bank Travel Center 4.0% 4%

What the numbers are doing

These cards return the same effective rate in all 60 categories, so the ranking cannot separate them. Pick on annual fee instead: Business Shield Visa Card $0, Shield Visa $0.

pointslipEveryday
Pass content preview
CategoryBest card
Everything elseBusiness Shield Visa Card0.0%
Flights · portalBusiness Shield Visa Card · U.S. Bank Travel Center5.0%
Hotels · portalBusiness Shield Visa Card · U.S. Bank Travel Center5.0%
Car rental · portalBusiness Shield Visa Card · U.S. Bank Travel Center5.0%

Content preview. Apple Wallet controls the layout; visible categories vary by device. Categories that rank the same as Everything else are left off; every other category is in pass details.

Every category, every card

Everything else

  1. Business Shield Visa Card — 0.0%
  2. Shield Visa — 0.0%

Flights · portal

  1. Business Shield Visa Card · U.S. Bank Travel Center — 5.0%
  2. Shield Visa · U.S. Bank Travel Center — 4.0%

Hotels · portal

  1. Business Shield Visa Card · U.S. Bank Travel Center — 5.0%
  2. Shield Visa · U.S. Bank Travel Center — 4.0%

Car rental · portal

  1. Business Shield Visa Card · U.S. Bank Travel Center — 5.0%
  2. Shield Visa · U.S. Bank Travel Center — 4.0%
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