U.S. Bank Altitude Go Visa Signature vs Smartly Visa Signature
Both are U.S. Bank cards. Here is every spend category, ranked by what each card actually returns.
Everything else
- Smartly Visa Signature 2.0% 2% base rate
- Altitude Go Visa Signature 1.0% 1x base rate
Dining
- Altitude Go Visa Signature 4.0% 4x, capped
- Smartly Visa Signature 2.0% 2% base rate
Groceries
- Altitude Go Visa Signature 2.0% 2x
- Smartly Visa Signature 2.0% 2% base rate
Gas
- Altitude Go Visa Signature 2.0% 2x
- Smartly Visa Signature 2.0% 2% base rate
Streaming
- Altitude Go Visa Signature 2.0% 2x
- Smartly Visa Signature 2.0% 2% base rate
What the numbers are doing
Altitude Go Visa Signature's 4x on dining runs out: it applies to the first $2,000 of dining spend a quarter, and everything past that earns 1x.
Where they differ: Smartly Visa Signature takes everything else; Altitude Go Visa Signature takes dining.
| Category | Best card |
|---|---|
| Everything else | Smartly Visa Signature2.0% |
| Dining | Altitude Go Visa Signature4.0% |
| Groceries | Altitude Go Visa Signature2.0% |
| Gas | Altitude Go Visa Signature2.0% |
| Streaming | Altitude Go Visa Signature2.0% |
Content preview. Apple Wallet controls the layout; visible categories vary by device. Categories that rank the same as Everything else are left off; every other category is in pass details.
Every category, every card
Everything else
- Smartly Visa Signature — 2.0%
- Altitude Go Visa Signature — 1.0%
Dining
- Altitude Go Visa Signature — 4.0%
- Smartly Visa Signature — 2.0%
Groceries
- Altitude Go Visa Signature — 2.0%
- Smartly Visa Signature — 2.0%
Gas
- Altitude Go Visa Signature — 2.0%
- Smartly Visa Signature — 2.0%
Streaming
- Altitude Go Visa Signature — 2.0%
- Smartly Visa Signature — 2.0%
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