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U.S. Bank Altitude Go Visa Signature vs Shopper Cash Rewards Visa Signature

Both are U.S. Bank cards. Here is every spend category, ranked by what each card actually returns.

Best card by category Card terms as of Oct 29

Everything else

  1. Shopper Cash Rewards Visa Signature 1.5% 1.5% base rate
  2. Altitude Go Visa Signature 1.0% 1x base rate

Dining

  1. Altitude Go Visa Signature 4.0% 4x, capped
  2. Shopper Cash Rewards Visa Signature 1.5% 1.5% base rate

Groceries

  1. Altitude Go Visa Signature 2.0% 2x
  2. Shopper Cash Rewards Visa Signature 1.5% 1.5% base rate

Gas

  1. Altitude Go Visa Signature 2.0% 2x
  2. Shopper Cash Rewards Visa Signature 1.5% 1.5% base rate

Streaming

  1. Altitude Go Visa Signature 2.0% 2x
  2. Shopper Cash Rewards Visa Signature 1.5% 1.5% base rate

Hotels · portal

  1. Shopper Cash Rewards Visa Signature · U.S. Bank Rewards Travel Center 5.5% 5.5%

Car rental · portal

  1. Shopper Cash Rewards Visa Signature · U.S. Bank Rewards Travel Center 5.5% 5.5%

What the numbers are doing

Altitude Go Visa Signature's 4x on dining runs out: it applies to the first $2,000 of dining spend a quarter, and everything past that earns 1x.

Shopper Cash Rewards Visa Signature lets you choose 2 categories to earn 6% on. This table assumes nothing is chosen yet, so it earns its base rate everywhere; choose in the generator to see where it lands.

The table is earn rate only — annual fees are not netted out of it. These cards charge Altitude Go Visa Signature $0 and Shopper Cash Rewards Visa Signature $95 a year, so a thin lead in one category may not cover the difference.

pointslipEveryday
Pass content preview
CategoryBest card
Everything elseShopper Cash Rewards Visa Signature1.5%
DiningAltitude Go Visa Signature4.0%
GroceriesAltitude Go Visa Signature2.0%
GasAltitude Go Visa Signature2.0%
StreamingAltitude Go Visa Signature2.0%
Hotels · portalShopper Cash Rewards Visa Signature · U.S. Bank Rewards Travel Center5.5%
Car rental · portalShopper Cash Rewards Visa Signature · U.S. Bank Rewards Travel Center5.5%

Content preview. Apple Wallet controls the layout; visible categories vary by device. Categories that rank the same as Everything else are left off; every other category is in pass details.

Every category, every card

Everything else

  1. Shopper Cash Rewards Visa Signature — 1.5%
  2. Altitude Go Visa Signature — 1.0%

Dining

  1. Altitude Go Visa Signature — 4.0%
  2. Shopper Cash Rewards Visa Signature — 1.5%

Groceries

  1. Altitude Go Visa Signature — 2.0%
  2. Shopper Cash Rewards Visa Signature — 1.5%

Gas

  1. Altitude Go Visa Signature — 2.0%
  2. Shopper Cash Rewards Visa Signature — 1.5%

Streaming

  1. Altitude Go Visa Signature — 2.0%
  2. Shopper Cash Rewards Visa Signature — 1.5%

Hotels · portal

  1. Shopper Cash Rewards Visa Signature · U.S. Bank Rewards Travel Center — 5.5%

Car rental · portal

  1. Shopper Cash Rewards Visa Signature · U.S. Bank Rewards Travel Center — 5.5%
Add to Apple Wallet

This link hands the pass straight to Wallet, no app and no account — its first three rows; the app unlocks every row.

iPhone app · not yet released

Preview this set of cards. The first three rows are free, whatever cards you hold; every row and every feature is $9.99 once, in the app. See the free combos.

Open this ranking in the generator

A cheat sheet in your Wallet that tells you which card to use. No account, no bank linking, no subscription.