Truist Truist Enjoy Cash vs Truist Enjoy Cash Secured
Both are Truist cards. Here is every spend category, ranked by what each card actually returns.
Everything else
- Truist Enjoy Cash 1.0% 1% base rate
- Truist Enjoy Cash Secured 1.0% 1% base rate
Groceries
- Truist Enjoy Cash 2.0% 2%
- Truist Enjoy Cash Secured 2.0% 2%
Gas
- Truist Enjoy Cash 3.0% 3%
- Truist Enjoy Cash Secured 3.0% 3%
Utilities
- Truist Enjoy Cash 2.0% 2%
- Truist Enjoy Cash Secured 2.0% 2%
What the numbers are doing
These cards return the same effective rate in all 60 categories, so the ranking cannot separate them. Pick on annual fee instead: Truist Enjoy Cash $0, Truist Enjoy Cash Secured $0.
| Category | Best card |
|---|---|
| Everything else | Truist Enjoy Cash1.0% |
| Groceries | Truist Enjoy Cash2.0% |
| Gas | Truist Enjoy Cash3.0% |
| Utilities | Truist Enjoy Cash2.0% |
Content preview. Apple Wallet controls the layout; visible categories vary by device. Categories that rank the same as Everything else are left off; every other category is in pass details.
Every category, every card
Everything else
- Truist Enjoy Cash — 1.0%
- Truist Enjoy Cash Secured — 1.0%
Groceries
- Truist Enjoy Cash — 2.0%
- Truist Enjoy Cash Secured — 2.0%
Gas
- Truist Enjoy Cash — 3.0%
- Truist Enjoy Cash Secured — 3.0%
Utilities
- Truist Enjoy Cash — 2.0%
- Truist Enjoy Cash Secured — 2.0%
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