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Truist Truist Enjoy Beyond vs Truist Enjoy Travel

Both are Truist cards. Here is every spend category, ranked by what each card actually returns.

Best card by category Card terms as of Oct 29

Everything else

  1. Truist Enjoy Beyond 1.0% 1x base rate
  2. Truist Enjoy Travel 1.0% 1x base rate

Dining

  1. Truist Enjoy Beyond 2.0% 2x
  2. Truist Enjoy Travel 1.0% 1x base rate

Flights

  1. Truist Enjoy Beyond 3.0% 3x
  2. Truist Enjoy Travel 2.0% 2x

Hotels

  1. Truist Enjoy Beyond 3.0% 3x
  2. Truist Enjoy Travel 2.0% 2x

Car rental

  1. Truist Enjoy Beyond 3.0% 3x
  2. Truist Enjoy Travel 2.0% 2x

What the numbers are doing

The table is earn rate only — annual fees are not netted out of it. These cards charge Truist Enjoy Beyond $95 and Truist Enjoy Travel $0 a year, so a thin lead in one category may not cover the difference.

Where they differ: Truist Enjoy Beyond takes dining, flights, hotels and car rental. Truist Enjoy Travel wins nothing outright in this wallet.

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Pass content preview
CategoryBest card
Everything elseTruist Enjoy Beyond1.0%
DiningTruist Enjoy Beyond2.0%
FlightsTruist Enjoy Beyond3.0%
HotelsTruist Enjoy Beyond3.0%
Car rentalTruist Enjoy Beyond3.0%

Content preview. Apple Wallet controls the layout; visible categories vary by device. Categories that rank the same as Everything else are left off; every other category is in pass details.

Every category, every card

Everything else

  1. Truist Enjoy Beyond — 1.0%
  2. Truist Enjoy Travel — 1.0%

Dining

  1. Truist Enjoy Beyond — 2.0%
  2. Truist Enjoy Travel — 1.0%

Flights

  1. Truist Enjoy Beyond — 3.0%
  2. Truist Enjoy Travel — 2.0%

Hotels

  1. Truist Enjoy Beyond — 3.0%
  2. Truist Enjoy Travel — 2.0%

Car rental

  1. Truist Enjoy Beyond — 3.0%
  2. Truist Enjoy Travel — 2.0%
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