TD Bank Double Up vs Target Circle Card Mastercard
Both are TD Bank cards. Here is every spend category, ranked by what each card actually returns.
Everything else
- Double Up 2.0% 2% base rate
- Target Circle Card Mastercard 1.0% 1x base rate
Department stores
- Target Circle Card Mastercard 5.0% 5x
- Double Up 2.0% 2% base rate
What the numbers are doing
Abroad the answer flips: Double Up charges a 3% foreign transaction fee, so once that comes off the rate Target Circle Card Mastercard is the better card for everyday spend.
Where they differ: Double Up takes everything else; Target Circle Card Mastercard takes department stores.
| Category | Best card |
|---|---|
| Everything else | Double Up2.0% |
| Department stores | Target Circle Card Mastercard5.0% |
Content preview. Apple Wallet controls the layout; visible categories vary by device. Categories that rank the same as Everything else are left off; every other category is in pass details.
Every category, every card
Everything else
- Double Up — 2.0%
- Target Circle Card Mastercard — 1.0%
Department stores
- Target Circle Card Mastercard — 5.0%
- Double Up — 2.0%
This link hands the pass straight to Wallet, no app and no account — its first three rows; the app unlocks every row.
iPhone app · not yet released
Preview this set of cards. The first three rows are free, whatever cards you hold; every row and every feature is $9.99 once, in the app. See the free combos.
Open this ranking in the generatorA cheat sheet in your Wallet that tells you which card to use. No account, no bank linking, no subscription.