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TD Bank Cash Secured vs Double Up

Both are TD Bank cards. Here is every spend category, ranked by what each card actually returns.

Best card by category Card terms as of Oct 29

Everything else

  1. Double Up 2.0% 2% base rate
  2. Cash Secured 1.0% 1% base rate

What the numbers are doing

Cash Secured lets you choose one category to earn 3% on. This table assumes nothing is chosen yet, so it earns its base rate everywhere; choose in the generator to see where it lands.

The table is earn rate only — annual fees are not netted out of it. These cards charge Cash Secured $29 and Double Up $0 a year, so a thin lead in one category may not cover the difference.

Where they differ: Double Up takes everything else. Cash Secured wins nothing outright in this wallet.

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Pass content preview
CategoryBest card
Everything elseDouble Up2.0%

Content preview. Apple Wallet controls the layout; visible categories vary by device. Categories that rank the same as Everything else are left off; every other category is in pass details.

Every category, every card

Everything else

  1. Double Up — 2.0%
  2. Cash Secured — 1.0%
Add to Apple Wallet

This link hands the pass straight to Wallet, no app and no account — its first three rows; the app unlocks every row.

iPhone app · not yet released

Preview this set of cards. The first three rows are free, whatever cards you hold; every row and every feature is $9.99 once, in the app. See the free combos.

Open this ranking in the generator

A cheat sheet in your Wallet that tells you which card to use. No account, no bank linking, no subscription.