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TD Bank Business Solutions vs Cash

Both are TD Bank cards. Here is every spend category, ranked by what each card actually returns.

Best card by category Card terms as of Oct 29

Everything else

  1. Business Solutions 2.0% 2% base rate
  2. Cash 1.0% 1% base rate

What the numbers are doing

Cash lets you choose one category to earn 3% on. This table assumes nothing is chosen yet, so it earns its base rate everywhere; choose in the generator to see where it lands.

Where they differ: Business Solutions takes everything else. Cash wins nothing outright in this wallet.

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Pass content preview
CategoryBest card
Everything elseBusiness Solutions2.0%

Content preview. Apple Wallet controls the layout; visible categories vary by device. Categories that rank the same as Everything else are left off; every other category is in pass details.

Every category, every card

Everything else

  1. Business Solutions โ€” 2.0%
  2. Cash โ€” 1.0%
Add to Apple Wallet

This link hands the pass straight to Wallet, no app and no account โ€” its first three rows; the app unlocks every row.

iPhone app ยท not yet released

Preview this set of cards. The first three rows are free, whatever cards you hold; every row and every feature is $9.99 once, in the app. See the free combos.

Open this ranking in the generator

A cheat sheet in your Wallet that tells you which card to use. No account, no bank linking, no subscription.