Synchrony OnePay CashRewards Mastercard vs Premier World Mastercard
Both are Synchrony cards. Here is every spend category, ranked by what each card actually returns.
Everything else
- Premier World Mastercard 2.0% 2% base rate
- OnePay CashRewards Mastercard 1.5% 1.5% base rate
What the numbers are doing
Abroad the answer flips: Premier World Mastercard charges a 3% foreign transaction fee, so once that comes off the rate OnePay CashRewards Mastercard is the better card for everyday spend.
Where they differ: Premier World Mastercard takes everything else. OnePay CashRewards Mastercard wins nothing outright in this wallet.
| Category | Best card |
|---|---|
| Everything else | Premier World Mastercard2.0% |
Content preview. Apple Wallet controls the layout; visible categories vary by device. Categories that rank the same as Everything else are left off; every other category is in pass details.
Every category, every card
Everything else
- Premier World Mastercard — 2.0%
- OnePay CashRewards Mastercard — 1.5%
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