SoFi SoFi Unlimited 2% Credit Card vs SoFi Everyday Cash Rewards Card
Both are SoFi cards. Here is every spend category, ranked by what each card actually returns.
Everything else
- SoFi Unlimited 2% Credit Card 2.0% 2% base rate
- SoFi Everyday Cash Rewards Card 1.0% 1% base rate
Dining
- SoFi Everyday Cash Rewards Card 3.0% 3%
- SoFi Unlimited 2% Credit Card 2.0% 2% base rate
Travel · portal
- SoFi Everyday Cash Rewards Card · SoFi Travel 3.0% 3%
What the numbers are doing
Where they differ: SoFi Unlimited 2% Credit Card takes everything else; SoFi Everyday Cash Rewards Card takes dining.
| Category | Best card |
|---|---|
| Everything else | SoFi Unlimited 2% Credit Card2.0% |
| Dining | SoFi Everyday Cash Rewards Card3.0% |
| Travel · portal | SoFi Everyday Cash Rewards Card · SoFi Travel3.0% |
Content preview. Apple Wallet controls the layout; visible categories vary by device. Categories that rank the same as Everything else are left off; every other category is in pass details.
Every category, every card
Everything else
- SoFi Unlimited 2% Credit Card — 2.0%
- SoFi Everyday Cash Rewards Card — 1.0%
Dining
- SoFi Everyday Cash Rewards Card — 3.0%
- SoFi Unlimited 2% Credit Card — 2.0%
Travel · portal
- SoFi Everyday Cash Rewards Card · SoFi Travel — 3.0%
This link hands the pass straight to Wallet, no app and no account — its first three rows; the app unlocks every row.
iPhone app · not yet released
Preview this set of cards. The first three rows are free, whatever cards you hold; every row and every feature is $9.99 once, in the app. See the free combos.
Open this ranking in the generatorA cheat sheet in your Wallet that tells you which card to use. No account, no bank linking, no subscription.