pointslip milestomorrow.com

Coastal Community Bank Robinhood Gold Card vs Robinhood Platinum Card

Both are Coastal Community Bank cards. Here is every spend category, ranked by what each card actually returns.

Best card by category Card terms as of Oct 29

Everything else

  1. Robinhood Gold Card 3.0% 3% base rate
  2. Robinhood Platinum Card 1.0% 1% base rate

Dining

  1. Robinhood Platinum Card 5.0% 5%, capped
  2. Robinhood Gold Card 3.0% 3% base rate

Flights · portal

  1. Robinhood Platinum Card · Robinhood app 5.0% 5%

Hotels · portal

  1. Robinhood Platinum Card · Robinhood app 10.0% 10%

Car rental · portal

  1. Robinhood Platinum Card · Robinhood app 10.0% 10%

What the numbers are doing

Robinhood Platinum Card's 5% on dining runs out: it applies to the first $50,000 of dining spend a year, and everything past that earns 1%.

The table is earn rate only — annual fees are not netted out of it. These cards charge Robinhood Gold Card $0 and Robinhood Platinum Card $695 a year, so a thin lead in one category may not cover the difference.

Where they differ: Robinhood Gold Card takes everything else; Robinhood Platinum Card takes dining.

pointslipEveryday
Pass content preview
CategoryBest card
Everything elseRobinhood Gold Card3.0%
DiningRobinhood Platinum Card5.0%
Flights · portalRobinhood Platinum Card · Robinhood app5.0%
Hotels · portalRobinhood Platinum Card · Robinhood app10.0%
Car rental · portalRobinhood Platinum Card · Robinhood app10.0%

Content preview. Apple Wallet controls the layout; visible categories vary by device. Categories that rank the same as Everything else are left off; every other category is in pass details.

Every category, every card

Everything else

  1. Robinhood Gold Card — 3.0%
  2. Robinhood Platinum Card — 1.0%

Dining

  1. Robinhood Platinum Card — 5.0%
  2. Robinhood Gold Card — 3.0%

Flights · portal

  1. Robinhood Platinum Card · Robinhood app — 5.0%

Hotels · portal

  1. Robinhood Platinum Card · Robinhood app — 10.0%

Car rental · portal

  1. Robinhood Platinum Card · Robinhood app — 10.0%
Add to Apple Wallet

This link hands the pass straight to Wallet, no app and no account — its first three rows; the app unlocks every row.

iPhone app · not yet released

Preview this set of cards. The first three rows are free, whatever cards you hold; every row and every feature is $9.99 once, in the app. See the free combos.

Open this ranking in the generator

A cheat sheet in your Wallet that tells you which card to use. No account, no bank linking, no subscription.