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Navy Federal Credit Union GO BIZ Rewards vs More Rewards American Express Card

Both are Navy Federal Credit Union cards. Here is every spend category, ranked by what each card actually returns.

Best card by category Card terms as of Oct 29

Everything else

  1. GO BIZ Rewards 1.0% 1x base rate
  2. More Rewards American Express Card 1.0% 1x base rate

Dining

  1. More Rewards American Express Card 3.0% 3x
  2. GO BIZ Rewards 1.0% 1x base rate

Groceries

  1. More Rewards American Express Card 3.0% 3x
  2. GO BIZ Rewards 1.0% 1x base rate

Gas

  1. More Rewards American Express Card 3.0% 3x
  2. GO BIZ Rewards 1.0% 1x base rate

Ground transportation

  1. More Rewards American Express Card 3.0% 3x
  2. GO BIZ Rewards 1.0% 1x base rate

What the numbers are doing

Where they differ: More Rewards American Express Card takes dining, groceries, gas and ground transportation. GO BIZ Rewards wins nothing outright in this wallet.

pointslipEveryday
Pass content preview
CategoryBest card
Everything elseGO BIZ Rewards1.0%
DiningMore Rewards American Express Card3.0%
GroceriesMore Rewards American Express Card3.0%
GasMore Rewards American Express Card3.0%
Ground transportationMore Rewards American Express Card3.0%

Content preview. Apple Wallet controls the layout; visible categories vary by device. Categories that rank the same as Everything else are left off; every other category is in pass details.

Every category, every card

Everything else

  1. GO BIZ Rewards — 1.0%
  2. More Rewards American Express Card — 1.0%

Dining

  1. More Rewards American Express Card — 3.0%
  2. GO BIZ Rewards — 1.0%

Groceries

  1. More Rewards American Express Card — 3.0%
  2. GO BIZ Rewards — 1.0%

Gas

  1. More Rewards American Express Card — 3.0%
  2. GO BIZ Rewards — 1.0%

Ground transportation

  1. More Rewards American Express Card — 3.0%
  2. GO BIZ Rewards — 1.0%
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