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Navy Federal Credit Union Flagship Premier Visa Signature vs GO REWARDS Credit Card

Both are Navy Federal Credit Union cards. Here is every spend category, ranked by what each card actually returns.

Best card by category Card terms as of Nov 11

Everything else

  1. Flagship Premier Visa Signature 1.0% 1x base rate
  2. GO REWARDS Credit Card 1.0% 1x base rate

Dining

  1. Flagship Premier Visa Signature 3.0% 3x
  2. GO REWARDS Credit Card 3.0% 3x

Gas

  1. GO REWARDS Credit Card 2.0% 2x
  2. Flagship Premier Visa Signature 1.0% 1x base rate

Travel

  1. Flagship Premier Visa Signature 4.0% 4x
  2. GO REWARDS Credit Card 1.0% 1x base rate

Ground transportation

  1. Flagship Premier Visa Signature 4.0% 4x
  2. GO REWARDS Credit Card 1.0% 1x base rate

What the numbers are doing

The table is earn rate only — annual fees are not netted out of it. These cards charge Flagship Premier Visa Signature $95 and GO REWARDS Credit Card $0 a year, so a thin lead in one category may not cover the difference.

Where they differ: GO REWARDS Credit Card takes gas; Flagship Premier Visa Signature takes travel and ground transportation.

pointslipEveryday
Pass content preview
CategoryBest card
Everything elseFlagship Premier Visa Signature1.0%
DiningFlagship Premier Visa Signature3.0%
GasGO REWARDS Credit Card2.0%
TravelFlagship Premier Visa Signature4.0%
Ground transportationFlagship Premier Visa Signature4.0%

Content preview. Apple Wallet controls the layout; visible categories vary by device. Categories that rank the same as Everything else are left off; every other category is in pass details.

Every category, every card

Everything else

  1. Flagship Premier Visa Signature — 1.0%
  2. GO REWARDS Credit Card — 1.0%

Dining

  1. Flagship Premier Visa Signature — 3.0%
  2. GO REWARDS Credit Card — 3.0%

Gas

  1. GO REWARDS Credit Card — 2.0%
  2. Flagship Premier Visa Signature — 1.0%

Travel

  1. Flagship Premier Visa Signature — 4.0%
  2. GO REWARDS Credit Card — 1.0%

Ground transportation

  1. Flagship Premier Visa Signature — 4.0%
  2. GO REWARDS Credit Card — 1.0%
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