Navy Federal Credit Union cash Rewards Secured vs More Rewards American Express Card
Both are Navy Federal Credit Union cards. Here is every spend category, ranked by what each card actually returns.
Everything else
- cash Rewards Secured 1.0% 1% base rate
- More Rewards American Express Card 1.0% 1x base rate
Dining
- More Rewards American Express Card 3.0% 3x
- cash Rewards Secured 1.0% 1% base rate
Groceries
- More Rewards American Express Card 3.0% 3x
- cash Rewards Secured 1.0% 1% base rate
Gas
- More Rewards American Express Card 3.0% 3x
- cash Rewards Secured 1.0% 1% base rate
Ground transportation
- More Rewards American Express Card 3.0% 3x
- cash Rewards Secured 1.0% 1% base rate
What the numbers are doing
Where they differ: More Rewards American Express Card takes dining, groceries, gas and ground transportation. cash Rewards Secured wins nothing outright in this wallet.
| Category | Best card |
|---|---|
| Everything else | cash Rewards Secured1.0% |
| Dining | More Rewards American Express Card3.0% |
| Groceries | More Rewards American Express Card3.0% |
| Gas | More Rewards American Express Card3.0% |
| Ground transportation | More Rewards American Express Card3.0% |
Content preview. Apple Wallet controls the layout; visible categories vary by device. Categories that rank the same as Everything else are left off; every other category is in pass details.
Every category, every card
Everything else
- cash Rewards Secured — 1.0%
- More Rewards American Express Card — 1.0%
Dining
- More Rewards American Express Card — 3.0%
- cash Rewards Secured — 1.0%
Groceries
- More Rewards American Express Card — 3.0%
- cash Rewards Secured — 1.0%
Gas
- More Rewards American Express Card — 3.0%
- cash Rewards Secured — 1.0%
Ground transportation
- More Rewards American Express Card — 3.0%
- cash Rewards Secured — 1.0%
This link hands the pass straight to Wallet, no app and no account — its first three rows; the app unlocks every row.
iPhone app · not yet released
Preview this set of cards. The first three rows are free, whatever cards you hold; every row and every feature is $9.99 once, in the app. See the free combos.
Open this ranking in the generatorA cheat sheet in your Wallet that tells you which card to use. No account, no bank linking, no subscription.