Navy Federal Credit Union cash Rewards Secured vs Visa Signature Flagship Rewards
Both are Navy Federal Credit Union cards. Here is every spend category, ranked by what each card actually returns.
Everything else
- Visa Signature Flagship Rewards 2.0% 2x base rate
- cash Rewards Secured 1.0% 1% base rate
Travel
- Visa Signature Flagship Rewards 3.0% 3x
- cash Rewards Secured 1.0% 1% base rate
What the numbers are doing
The table is earn rate only — annual fees are not netted out of it. These cards charge cash Rewards Secured $0 and Visa Signature Flagship Rewards $49 a year, so a thin lead in one category may not cover the difference.
Where they differ: Visa Signature Flagship Rewards takes everything else and travel. cash Rewards Secured wins nothing outright in this wallet.
| Category | Best card |
|---|---|
| Everything else | Visa Signature Flagship Rewards2.0% |
| Travel | Visa Signature Flagship Rewards3.0% |
Content preview. Apple Wallet controls the layout; visible categories vary by device. Categories that rank the same as Everything else are left off; every other category is in pass details.
Every category, every card
Everything else
- Visa Signature Flagship Rewards — 2.0%
- cash Rewards Secured — 1.0%
Travel
- Visa Signature Flagship Rewards — 3.0%
- cash Rewards Secured — 1.0%
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