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Discover Discover it Chrome vs Discover it Student Chrome

Both are Discover cards. Here is every spend category, ranked by what each card actually returns.

Best card by category Card terms as of Oct 29

Everything else

  1. Discover it Chrome 1.0% 1% base rate
  2. Discover it Student Chrome 1.0% 1% base rate

Dining

  1. Discover it Chrome 2.0% 2%
  2. Discover it Student Chrome 2.0% 2%

Gas

  1. Discover it Chrome 2.0% 2%
  2. Discover it Student Chrome 2.0% 2%

What the numbers are doing

These cards return the same effective rate in all 60 categories, so the ranking cannot separate them. Pick on annual fee instead: Discover it Chrome $0, Discover it Student Chrome $0.

pointslipEveryday
Pass content preview
CategoryBest card
Everything elseDiscover it Chrome1.0%
DiningDiscover it Chrome2.0%
GasDiscover it Chrome2.0%

Content preview. Apple Wallet controls the layout; visible categories vary by device. Categories that rank the same as Everything else are left off; every other category is in pass details.

Every category, every card

Everything else

  1. Discover it Chrome — 1.0%
  2. Discover it Student Chrome — 1.0%

Dining

  1. Discover it Chrome — 2.0%
  2. Discover it Student Chrome — 2.0%

Gas

  1. Discover it Chrome — 2.0%
  2. Discover it Student Chrome — 2.0%
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