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Citi Double Cash vs Strata

Both are Citi cards. Here is every spend category, ranked by what each card actually returns.

Best card by category Card terms as of Oct 29

Everything else

  1. Double Cash 2.0% 2% base rate
  2. Strata 1.9% 1x base rate

Dining

  1. Strata 3.8% 2x
  2. Double Cash 2.0% 2% base rate

Groceries

  1. Strata 5.7% 3x
  2. Double Cash 2.0% 2% base rate

Gas

  1. Strata 5.7% 3x
  2. Double Cash 2.0% 2% base rate

Hotels · portal

  1. Strata · Citi Travel 9.5% 5x
  2. Double Cash · Citi Travel 5.0% 5%

Car rental · portal

  1. Strata · Citi Travel 9.5% 5x
  2. Double Cash · Citi Travel 5.0% 5%

Attractions · portal

  1. Strata · Citi Travel 9.5% 5x
  2. Double Cash · Citi Travel 5.0% 5%

Public transit

  1. Strata 5.7% 3x
  2. Double Cash 2.0% 2% base rate

What the numbers are doing

Strata tops dining at 3.8% only because this table values its points at 1.9 cents each. Value them at one cent and Double Cash wins that category instead.

Where they differ: Double Cash takes everything else; Strata takes dining, groceries, gas and public transit.

pointslipEveryday
Pass content preview
CategoryBest card
Everything elseDouble Cash2.0%
DiningStrata3.8%
GroceriesStrata5.7%
GasStrata5.7%
Hotels · portalStrata · Citi Travel9.5%
Car rental · portalStrata · Citi Travel9.5%
Attractions · portalStrata · Citi Travel9.5%
Public transitStrata5.7%

Content preview. Apple Wallet controls the layout; visible categories vary by device. Categories that rank the same as Everything else are left off; every other category is in pass details.

Every category, every card

Everything else

  1. Double Cash — 2.0%
  2. Strata — 1.9%

Dining

  1. Strata — 3.8%
  2. Double Cash — 2.0%

Groceries

  1. Strata — 5.7%
  2. Double Cash — 2.0%

Gas

  1. Strata — 5.7%
  2. Double Cash — 2.0%

Hotels · portal

  1. Strata · Citi Travel — 9.5%
  2. Double Cash · Citi Travel — 5.0%

Car rental · portal

  1. Strata · Citi Travel — 9.5%
  2. Double Cash · Citi Travel — 5.0%

Attractions · portal

  1. Strata · Citi Travel — 9.5%
  2. Double Cash · Citi Travel — 5.0%

Public transit

  1. Strata — 5.7%
  2. Double Cash — 2.0%
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