Citi Double Cash vs Strata Elite
Both are Citi cards. Here is every spend category, ranked by what each card actually returns.
Everything else
- Strata Elite 2.9% 1.5x base rate
- Double Cash 2.0% 2% base rate
Dining
- Strata Elite 5.7% 3x
- Double Cash 2.0% 2% base rate
Flights · portal
- Strata Elite · Citi Travel 11.4% 6x
Hotels · portal
- Strata Elite · Citi Travel 22.8% 12x
- Double Cash · Citi Travel 5.0% 5%
Car rental · portal
- Strata Elite · Citi Travel 22.8% 12x
- Double Cash · Citi Travel 5.0% 5%
Attractions · portal
- Strata Elite · Citi Travel 22.8% 12x
- Double Cash · Citi Travel 5.0% 5%
What the numbers are doing
Strata Elite tops everything else at 2.9% only because this table values its points at 1.9 cents each. Value them at one cent and Double Cash wins that category instead.
The table is earn rate only — annual fees are not netted out of it. These cards charge Double Cash $0 and Strata Elite $595 a year, so a thin lead in one category may not cover the difference.
Where they differ: Strata Elite takes everything else and dining. Double Cash wins nothing outright in this wallet.
| Category | Best card |
|---|---|
| Everything else | Strata Elite2.9% |
| Dining | Strata Elite5.7% |
| Flights · portal | Strata Elite · Citi Travel11.4% |
| Hotels · portal | Strata Elite · Citi Travel22.8% |
| Car rental · portal | Strata Elite · Citi Travel22.8% |
| Attractions · portal | Strata Elite · Citi Travel22.8% |
Content preview. Apple Wallet controls the layout; visible categories vary by device. Categories that rank the same as Everything else are left off; every other category is in pass details.
Every category, every card
Everything else
- Strata Elite — 2.9%
- Double Cash — 2.0%
Dining
- Strata Elite — 5.7%
- Double Cash — 2.0%
Flights · portal
- Strata Elite · Citi Travel — 11.4%
Hotels · portal
- Strata Elite · Citi Travel — 22.8%
- Double Cash · Citi Travel — 5.0%
Car rental · portal
- Strata Elite · Citi Travel — 22.8%
- Double Cash · Citi Travel — 5.0%
Attractions · portal
- Strata Elite · Citi Travel — 22.8%
- Double Cash · Citi Travel — 5.0%
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