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Citi Costco Anywhere Visa vs Strata

Both are Citi cards. Here is every spend category, ranked by what each card actually returns.

Best card by category Card terms as of Oct 29

Everything else

  1. Strata 1.9% 1x base rate
  2. Costco Anywhere Visa 1.0% 1% base rate

Dining

  1. Strata 3.8% 2x
  2. Costco Anywhere Visa 3.0% 3%

Groceries

  1. Strata 5.7% 3x
  2. Costco Anywhere Visa 1.0% 1% base rate

Gas

  1. Strata 5.7% 3x
  2. Costco Anywhere Visa 4.0% 4%, capped

Flights

  1. Costco Anywhere Visa 3.0% 3%
  2. Strata 1.9% 1x base rate

Hotels

  1. Costco Anywhere Visa 3.0% 3%
  2. Strata 1.9% 1x base rate

Hotels · portal

  1. Strata · Citi Travel 9.5% 5x

Car rental · portal

  1. Strata · Citi Travel 9.5% 5x

Attractions · portal

  1. Strata · Citi Travel 9.5% 5x

Public transit

  1. Strata 5.7% 3x
  2. Costco Anywhere Visa 1.0% 1% base rate

Costco

  1. Costco Anywhere Visa 2.0% 2%
  2. Strata 1.9% 1x base rate

What the numbers are doing

Strata tops everything else at 1.9% only because this table values its points at 1.9 cents each. Value them at one cent and Costco Anywhere Visa wins that category instead.

Where they differ: Strata takes everything else, dining, groceries and gas, plus 1 more; Costco Anywhere Visa takes flights, hotels and costco.

pointslipEveryday
Pass content preview
CategoryBest card
Everything elseStrata1.9%
DiningStrata3.8%
GroceriesStrata5.7%
GasStrata5.7%
FlightsCostco Anywhere Visa3.0%
HotelsCostco Anywhere Visa3.0%
Hotels · portalStrata · Citi Travel9.5%
Car rental · portalStrata · Citi Travel9.5%
Attractions · portalStrata · Citi Travel9.5%
Public transitStrata5.7%
CostcoCostco Anywhere Visa2.0%

Content preview. Apple Wallet controls the layout; visible categories vary by device. Categories that rank the same as Everything else are left off; every other category is in pass details.

Every category, every card

Everything else

  1. Strata — 1.9%
  2. Costco Anywhere Visa — 1.0%

Dining

  1. Strata — 3.8%
  2. Costco Anywhere Visa — 3.0%

Groceries

  1. Strata — 5.7%
  2. Costco Anywhere Visa — 1.0%

Gas

  1. Strata — 5.7%
  2. Costco Anywhere Visa — 4.0%

Flights

  1. Costco Anywhere Visa — 3.0%
  2. Strata — 1.9%

Hotels

  1. Costco Anywhere Visa — 3.0%
  2. Strata — 1.9%

Hotels · portal

  1. Strata · Citi Travel — 9.5%

Car rental · portal

  1. Strata · Citi Travel — 9.5%

Attractions · portal

  1. Strata · Citi Travel — 9.5%

Public transit

  1. Strata — 5.7%
  2. Costco Anywhere Visa — 1.0%

Costco

  1. Costco Anywhere Visa — 2.0%
  2. Strata — 1.9%
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