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Citi Costco Anywhere Visa vs Strata Premier

Both are Citi cards. Here is every spend category, ranked by what each card actually returns.

Best card by category Card terms as of Oct 29

Everything else

  1. Strata Premier 1.9% 1x base rate
  2. Costco Anywhere Visa 1.0% 1% base rate

Dining

  1. Strata Premier 5.7% 3x
  2. Costco Anywhere Visa 3.0% 3%

Groceries

  1. Strata Premier 5.7% 3x
  2. Costco Anywhere Visa 1.0% 1% base rate

Gas

  1. Strata Premier 5.7% 3x
  2. Costco Anywhere Visa 4.0% 4%, capped

Flights

  1. Strata Premier 5.7% 3x
  2. Costco Anywhere Visa 3.0% 3%

Hotels

  1. Strata Premier 5.7% 3x
  2. Costco Anywhere Visa 3.0% 3%

Hotels · portal

  1. Strata Premier · Citi Travel 19.0% 10x

Car rental · portal

  1. Strata Premier · Citi Travel 19.0% 10x

Attractions · portal

  1. Strata Premier · Citi Travel 19.0% 10x

Costco

  1. Costco Anywhere Visa 2.0% 2%
  2. Strata Premier 1.9% 1x base rate

What the numbers are doing

Strata Premier tops everything else at 1.9% only because this table values its points at 1.9 cents each. Value them at one cent and Costco Anywhere Visa wins that category instead.

The table is earn rate only — annual fees are not netted out of it. These cards charge Costco Anywhere Visa $0 and Strata Premier $95 a year, so a thin lead in one category may not cover the difference.

Where they differ: Strata Premier takes everything else, dining, groceries and gas, plus 2 more; Costco Anywhere Visa takes costco.

pointslipEveryday
Pass content preview
CategoryBest card
Everything elseStrata Premier1.9%
DiningStrata Premier5.7%
GroceriesStrata Premier5.7%
GasStrata Premier5.7%
FlightsStrata Premier5.7%
HotelsStrata Premier5.7%
Hotels · portalStrata Premier · Citi Travel19.0%
Car rental · portalStrata Premier · Citi Travel19.0%
Attractions · portalStrata Premier · Citi Travel19.0%
CostcoCostco Anywhere Visa2.0%

Content preview. Apple Wallet controls the layout; visible categories vary by device. Categories that rank the same as Everything else are left off; every other category is in pass details.

Every category, every card

Everything else

  1. Strata Premier — 1.9%
  2. Costco Anywhere Visa — 1.0%

Dining

  1. Strata Premier — 5.7%
  2. Costco Anywhere Visa — 3.0%

Groceries

  1. Strata Premier — 5.7%
  2. Costco Anywhere Visa — 1.0%

Gas

  1. Strata Premier — 5.7%
  2. Costco Anywhere Visa — 4.0%

Flights

  1. Strata Premier — 5.7%
  2. Costco Anywhere Visa — 3.0%

Hotels

  1. Strata Premier — 5.7%
  2. Costco Anywhere Visa — 3.0%

Hotels · portal

  1. Strata Premier · Citi Travel — 19.0%

Car rental · portal

  1. Strata Premier · Citi Travel — 19.0%

Attractions · portal

  1. Strata Premier · Citi Travel — 19.0%

Costco

  1. Costco Anywhere Visa — 2.0%
  2. Strata Premier — 1.9%
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