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Citi Costco Anywhere Visa vs Custom Cash

Both are Citi cards. Here is every spend category, ranked by what each card actually returns.

Best card by category Card terms as of Oct 29

Everything else

  1. Costco Anywhere Visa 1.0% 1% base rate
  2. Custom Cash 1.0% 1% base rate

Dining

  1. Costco Anywhere Visa 3.0% 3%
  2. Custom Cash 1.0% 1% base rate

Gas

  1. Costco Anywhere Visa 4.0% 4%, capped
  2. Custom Cash 1.0% 1% base rate

Costco gas

  1. Costco Anywhere Visa 5.0% 5%, capped
  2. Custom Cash 1.0% 1% base rate

Flights

  1. Costco Anywhere Visa 3.0% 3%
  2. Custom Cash 1.0% 1% base rate

Hotels

  1. Costco Anywhere Visa 3.0% 3%
  2. Custom Cash 1.0% 1% base rate

Costco

  1. Costco Anywhere Visa 2.0% 2%
  2. Custom Cash 1.0% 1% base rate

What the numbers are doing

Costco Anywhere Visa's 4% on gas runs out: it applies to the first $7,000 of gas spend a year, and everything past that earns 1%.

Custom Cash lets you choose one category to earn 5% on. This table assumes nothing is chosen yet, so it earns its base rate everywhere; choose in the generator to see where it lands.

Where they differ: Costco Anywhere Visa takes dining, gas, costco gas and flights, plus 2 more. Custom Cash wins nothing outright in this wallet.

pointslipEveryday
Pass content preview
CategoryBest card
Everything elseCostco Anywhere Visa1.0%
DiningCostco Anywhere Visa3.0%
GasCostco Anywhere Visa4.0%
Costco gasCostco Anywhere Visa5.0%
FlightsCostco Anywhere Visa3.0%
HotelsCostco Anywhere Visa3.0%
CostcoCostco Anywhere Visa2.0%

Content preview. Apple Wallet controls the layout; visible categories vary by device. Categories that rank the same as Everything else are left off; every other category is in pass details.

Every category, every card

Everything else

  1. Costco Anywhere Visa — 1.0%
  2. Custom Cash — 1.0%

Dining

  1. Costco Anywhere Visa — 3.0%
  2. Custom Cash — 1.0%

Gas

  1. Costco Anywhere Visa — 4.0%
  2. Custom Cash — 1.0%

Costco gas

  1. Costco Anywhere Visa — 5.0%
  2. Custom Cash — 1.0%

Flights

  1. Costco Anywhere Visa — 3.0%
  2. Custom Cash — 1.0%

Hotels

  1. Costco Anywhere Visa — 3.0%
  2. Custom Cash — 1.0%

Costco

  1. Costco Anywhere Visa — 2.0%
  2. Custom Cash — 1.0%
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