Citi AT&T Points Plus Card from Citi vs Strata Premier
Both are Citi cards. Here is every spend category, ranked by what each card actually returns.
Everything else
- AT&T Points Plus Card from Citi 1.9% 1x base rate
- Strata Premier 1.9% 1x base rate
Dining
- Strata Premier 5.7% 3x
- AT&T Points Plus Card from Citi 1.9% 1x base rate
Groceries
- Strata Premier 5.7% 3x
- AT&T Points Plus Card from Citi 3.8% 2x
Gas
- AT&T Points Plus Card from Citi 5.7% 3x
- Strata Premier 5.7% 3x
Flights
- Strata Premier 5.7% 3x
- AT&T Points Plus Card from Citi 1.9% 1x base rate
Hotels
- Strata Premier 5.7% 3x
- AT&T Points Plus Card from Citi 1.9% 1x base rate
Hotels · portal
- Strata Premier · Citi Travel 19.0% 10x
Car rental · portal
- Strata Premier · Citi Travel 19.0% 10x
Attractions · portal
- Strata Premier · Citi Travel 19.0% 10x
What the numbers are doing
The table is earn rate only — annual fees are not netted out of it. These cards charge AT&T Points Plus Card from Citi $0 and Strata Premier $95 a year, so a thin lead in one category may not cover the difference.
Where they differ: Strata Premier takes dining, groceries, flights and hotels. AT&T Points Plus Card from Citi wins nothing outright in this wallet.
| Category | Best card |
|---|---|
| Everything else | AT&T Points Plus Card from Citi1.9% |
| Dining | Strata Premier5.7% |
| Groceries | Strata Premier5.7% |
| Gas | AT&T Points Plus Card from Citi5.7% |
| Flights | Strata Premier5.7% |
| Hotels | Strata Premier5.7% |
| Hotels · portal | Strata Premier · Citi Travel19.0% |
| Car rental · portal | Strata Premier · Citi Travel19.0% |
| Attractions · portal | Strata Premier · Citi Travel19.0% |
Content preview. Apple Wallet controls the layout; visible categories vary by device. Categories that rank the same as Everything else are left off; every other category is in pass details.
Every category, every card
Everything else
- AT&T Points Plus Card from Citi — 1.9%
- Strata Premier — 1.9%
Dining
- Strata Premier — 5.7%
- AT&T Points Plus Card from Citi — 1.9%
Groceries
- Strata Premier — 5.7%
- AT&T Points Plus Card from Citi — 3.8%
Gas
- AT&T Points Plus Card from Citi — 5.7%
- Strata Premier — 5.7%
Flights
- Strata Premier — 5.7%
- AT&T Points Plus Card from Citi — 1.9%
Hotels
- Strata Premier — 5.7%
- AT&T Points Plus Card from Citi — 1.9%
Hotels · portal
- Strata Premier · Citi Travel — 19.0%
Car rental · portal
- Strata Premier · Citi Travel — 19.0%
Attractions · portal
- Strata Premier · Citi Travel — 19.0%
This link hands the pass straight to Wallet, no app and no account — its first three rows; the app unlocks every row.
iPhone app · not yet released
Preview this set of cards. The first three rows are free, whatever cards you hold; every row and every feature is $9.99 once, in the app. See the free combos.
Open this ranking in the generatorA cheat sheet in your Wallet that tells you which card to use. No account, no bank linking, no subscription.