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Citi AT&T Points Plus Card from Citi vs Custom Cash

Both are Citi cards. Here is every spend category, ranked by what each card actually returns.

Best card by category Card terms as of Oct 29

Everything else

  1. AT&T Points Plus Card from Citi 1.9% 1x base rate
  2. Custom Cash 1.0% 1% base rate

Groceries

  1. AT&T Points Plus Card from Citi 3.8% 2x
  2. Custom Cash 1.0% 1% base rate

Gas

  1. AT&T Points Plus Card from Citi 5.7% 3x
  2. Custom Cash 1.0% 1% base rate

What the numbers are doing

Custom Cash lets you choose one category to earn 5% on. This table assumes nothing is chosen yet, so it earns its base rate everywhere; choose in the generator to see where it lands.

Where they differ: AT&T Points Plus Card from Citi takes everything else, groceries and gas. Custom Cash wins nothing outright in this wallet.

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Pass content preview
CategoryBest card
Everything elseAT&T Points Plus Card from Citi1.9%
GroceriesAT&T Points Plus Card from Citi3.8%
GasAT&T Points Plus Card from Citi5.7%

Content preview. Apple Wallet controls the layout; visible categories vary by device. Categories that rank the same as Everything else are left off; every other category is in pass details.

Every category, every card

Everything else

  1. AT&T Points Plus Card from Citi — 1.9%
  2. Custom Cash — 1.0%

Groceries

  1. AT&T Points Plus Card from Citi — 3.8%
  2. Custom Cash — 1.0%

Gas

  1. AT&T Points Plus Card from Citi — 5.7%
  2. Custom Cash — 1.0%
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Open this ranking in the generator

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