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Citi AAdvantage Platinum Select World Elite Mastercard vs Costco Anywhere Visa

Both are Citi cards. Here is every spend category, ranked by what each card actually returns.

Best card by category Card terms as of Oct 29

Everything else

  1. AAdvantage Platinum Select World Elite Mastercard 1.5% 1x base rate
  2. Costco Anywhere Visa 1.0% 1% base rate

Dining

  1. Costco Anywhere Visa 3.0% 3%
  2. AAdvantage Platinum Select World Elite Mastercard 2.9% 2x

Gas

  1. Costco Anywhere Visa 4.0% 4%, capped
  2. AAdvantage Platinum Select World Elite Mastercard 2.9% 2x

Costco gas

  1. Costco Anywhere Visa 5.0% 5%, capped
  2. AAdvantage Platinum Select World Elite Mastercard 2.9% 2x

Flights

  1. Costco Anywhere Visa 3.0% 3%
  2. AAdvantage Platinum Select World Elite Mastercard 2.9% 2x

Hotels

  1. Costco Anywhere Visa 3.0% 3%
  2. AAdvantage Platinum Select World Elite Mastercard 1.5% 1x base rate

Costco

  1. Costco Anywhere Visa 2.0% 2%
  2. AAdvantage Platinum Select World Elite Mastercard 1.5% 1x base rate

What the numbers are doing

Costco Anywhere Visa's 4% on gas runs out: it applies to the first $7,000 of gas spend a year, and everything past that earns 1%.

The table is earn rate only — annual fees are not netted out of it. These cards charge AAdvantage Platinum Select World Elite Mastercard $99 and Costco Anywhere Visa $0 a year, so a thin lead in one category may not cover the difference.

Where they differ: AAdvantage Platinum Select World Elite Mastercard takes everything else; Costco Anywhere Visa takes dining, gas, costco gas and flights, plus 2 more.

pointslipEveryday
Pass content preview
CategoryBest card
Everything elseAAdvantage Platinum Select World Elite Mastercard1.5%
DiningCostco Anywhere Visa3.0%
GasCostco Anywhere Visa4.0%
Costco gasCostco Anywhere Visa5.0%
FlightsCostco Anywhere Visa3.0%
HotelsCostco Anywhere Visa3.0%
CostcoCostco Anywhere Visa2.0%

Content preview. Apple Wallet controls the layout; visible categories vary by device. Categories that rank the same as Everything else are left off; every other category is in pass details.

Every category, every card

Everything else

  1. AAdvantage Platinum Select World Elite Mastercard — 1.5%
  2. Costco Anywhere Visa — 1.0%

Dining

  1. Costco Anywhere Visa — 3.0%
  2. AAdvantage Platinum Select World Elite Mastercard — 2.9%

Gas

  1. Costco Anywhere Visa — 4.0%
  2. AAdvantage Platinum Select World Elite Mastercard — 2.9%

Costco gas

  1. Costco Anywhere Visa — 5.0%
  2. AAdvantage Platinum Select World Elite Mastercard — 2.9%

Flights

  1. Costco Anywhere Visa — 3.0%
  2. AAdvantage Platinum Select World Elite Mastercard — 2.9%

Hotels

  1. Costco Anywhere Visa — 3.0%
  2. AAdvantage Platinum Select World Elite Mastercard — 1.5%

Costco

  1. Costco Anywhere Visa — 2.0%
  2. AAdvantage Platinum Select World Elite Mastercard — 1.5%
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