pointslip milestomorrow.com

Citi American Airlines AAdvantage MileUp Card vs Strata

Both are Citi cards. Here is every spend category, ranked by what each card actually returns.

Best card by category Card terms as of Oct 29

Everything else

  1. Strata 1.9% 1x base rate
  2. American Airlines AAdvantage MileUp Card 1.5% 1x base rate

Dining

  1. Strata 3.8% 2x
  2. American Airlines AAdvantage MileUp Card 1.5% 1x base rate

Groceries

  1. Strata 5.7% 3x
  2. American Airlines AAdvantage MileUp Card 2.9% 2x

Gas

  1. Strata 5.7% 3x
  2. American Airlines AAdvantage MileUp Card 1.5% 1x base rate

Flights

  1. American Airlines AAdvantage MileUp Card 2.9% 2x
  2. Strata 1.9% 1x base rate

Hotels · portal

  1. Strata · Citi Travel 9.5% 5x

Car rental · portal

  1. Strata · Citi Travel 9.5% 5x

Attractions · portal

  1. Strata · Citi Travel 9.5% 5x

Public transit

  1. Strata 5.7% 3x
  2. American Airlines AAdvantage MileUp Card 1.5% 1x base rate

What the numbers are doing

Strata tops everything else at 1.9% only because this table values its points at 1.9 cents each. Value them at one cent and American Airlines AAdvantage MileUp Card wins that category instead.

Where they differ: Strata takes everything else, dining, groceries and gas, plus 1 more; American Airlines AAdvantage MileUp Card takes flights.

pointslipEveryday
Pass content preview
CategoryBest card
Everything elseStrata1.9%
DiningStrata3.8%
GroceriesStrata5.7%
GasStrata5.7%
FlightsAmerican Airlines AAdvantage MileUp Card2.9%
Hotels · portalStrata · Citi Travel9.5%
Car rental · portalStrata · Citi Travel9.5%
Attractions · portalStrata · Citi Travel9.5%
Public transitStrata5.7%

Content preview. Apple Wallet controls the layout; visible categories vary by device. Categories that rank the same as Everything else are left off; every other category is in pass details.

Every category, every card

Everything else

  1. Strata — 1.9%
  2. American Airlines AAdvantage MileUp Card — 1.5%

Dining

  1. Strata — 3.8%
  2. American Airlines AAdvantage MileUp Card — 1.5%

Groceries

  1. Strata — 5.7%
  2. American Airlines AAdvantage MileUp Card — 2.9%

Gas

  1. Strata — 5.7%
  2. American Airlines AAdvantage MileUp Card — 1.5%

Flights

  1. American Airlines AAdvantage MileUp Card — 2.9%
  2. Strata — 1.9%

Hotels · portal

  1. Strata · Citi Travel — 9.5%

Car rental · portal

  1. Strata · Citi Travel — 9.5%

Attractions · portal

  1. Strata · Citi Travel — 9.5%

Public transit

  1. Strata — 5.7%
  2. American Airlines AAdvantage MileUp Card — 1.5%
Add to Apple Wallet

This link hands the pass straight to Wallet, no app and no account — its first three rows; the app unlocks every row.

iPhone app · not yet released

Preview this set of cards. The first three rows are free, whatever cards you hold; every row and every feature is $9.99 once, in the app. See the free combos.

Open this ranking in the generator

A cheat sheet in your Wallet that tells you which card to use. No account, no bank linking, no subscription.