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Citi American Airlines AAdvantage MileUp Card vs Costco Anywhere Visa Business Card

Both are Citi cards. Here is every spend category, ranked by what each card actually returns.

Best card by category Card terms as of Oct 29

Everything else

  1. American Airlines AAdvantage MileUp Card 1.5% 1x base rate
  2. Costco Anywhere Visa Business Card 1.0% 1% base rate

Dining

  1. Costco Anywhere Visa Business Card 3.0% 3%
  2. American Airlines AAdvantage MileUp Card 1.5% 1x base rate

Groceries

  1. American Airlines AAdvantage MileUp Card 2.9% 2x
  2. Costco Anywhere Visa Business Card 1.0% 1% base rate

Gas

  1. Costco Anywhere Visa Business Card 4.0% 4%
  2. American Airlines AAdvantage MileUp Card 1.5% 1x base rate

Travel

  1. Costco Anywhere Visa Business Card 3.0% 3%
  2. American Airlines AAdvantage MileUp Card 1.5% 1x base rate

Costco gas

  1. Costco Anywhere Visa Business Card 5.0% 5%
  2. American Airlines AAdvantage MileUp Card 1.5% 1x base rate

Campgrounds

  1. American Airlines AAdvantage MileUp Card 1.5% 1x base rate
  2. Costco Anywhere Visa Business Card 1.0% 1%

Costco

  1. Costco Anywhere Visa Business Card 2.0% 2%
  2. American Airlines AAdvantage MileUp Card 1.5% 1x base rate

What the numbers are doing

Abroad the answer flips: American Airlines AAdvantage MileUp Card charges a 3% foreign transaction fee, so once that comes off the rate Costco Anywhere Visa Business Card is the better card for everyday spend.

Where they differ: American Airlines AAdvantage MileUp Card takes everything else, groceries and campgrounds; Costco Anywhere Visa Business Card takes dining, gas, travel and costco gas, plus 1 more.

pointslipEveryday
Pass content preview
CategoryBest card
Everything elseAmerican Airlines AAdvantage MileUp Card1.5%
DiningCostco Anywhere Visa Business Card3.0%
GroceriesAmerican Airlines AAdvantage MileUp Card2.9%
GasCostco Anywhere Visa Business Card4.0%
TravelCostco Anywhere Visa Business Card3.0%
Costco gasCostco Anywhere Visa Business Card5.0%
CampgroundsAmerican Airlines AAdvantage MileUp Card1.5%
CostcoCostco Anywhere Visa Business Card2.0%

Content preview. Apple Wallet controls the layout; visible categories vary by device. Categories that rank the same as Everything else are left off; every other category is in pass details.

Every category, every card

Everything else

  1. American Airlines AAdvantage MileUp Card — 1.5%
  2. Costco Anywhere Visa Business Card — 1.0%

Dining

  1. Costco Anywhere Visa Business Card — 3.0%
  2. American Airlines AAdvantage MileUp Card — 1.5%

Groceries

  1. American Airlines AAdvantage MileUp Card — 2.9%
  2. Costco Anywhere Visa Business Card — 1.0%

Gas

  1. Costco Anywhere Visa Business Card — 4.0%
  2. American Airlines AAdvantage MileUp Card — 1.5%

Travel

  1. Costco Anywhere Visa Business Card — 3.0%
  2. American Airlines AAdvantage MileUp Card — 1.5%

Costco gas

  1. Costco Anywhere Visa Business Card — 5.0%
  2. American Airlines AAdvantage MileUp Card — 1.5%

Campgrounds

  1. American Airlines AAdvantage MileUp Card — 1.5%
  2. Costco Anywhere Visa Business Card — 1.0%

Costco

  1. Costco Anywhere Visa Business Card — 2.0%
  2. American Airlines AAdvantage MileUp Card — 1.5%
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