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Citi AAdvantage Globe Mastercard vs Strata

Both are Citi cards. Here is every spend category, ranked by what each card actually returns.

Best card by category Card terms as of Oct 29

Everything else

  1. Strata 1.9% 1x base rate
  2. AAdvantage Globe Mastercard 1.5% 1x base rate

Dining

  1. Strata 3.8% 2x
  2. AAdvantage Globe Mastercard 2.9% 2x

Groceries

  1. Strata 5.7% 3x
  2. AAdvantage Globe Mastercard 1.5% 1x base rate

Gas

  1. Strata 5.7% 3x
  2. AAdvantage Globe Mastercard 1.5% 1x base rate

Flights

  1. AAdvantage Globe Mastercard 4.4% 3x
  2. Strata 1.9% 1x base rate

Hotels · portal

  1. Strata · Citi Travel 9.5% 5x
  2. AAdvantage Globe Mastercard · AAdvantage Hotels 8.7% 6x

Car rental · portal

  1. Strata · Citi Travel 9.5% 5x

Attractions · portal

  1. Strata · Citi Travel 9.5% 5x

Public transit

  1. Strata 5.7% 3x
  2. AAdvantage Globe Mastercard 2.9% 2x

Rideshare & taxis

  1. AAdvantage Globe Mastercard 2.9% 2x
  2. Strata 1.9% 1x base rate

What the numbers are doing

Strata tops everything else at 1.9% only because this table values its points at 1.9 cents each. Value them at one cent and AAdvantage Globe Mastercard wins that category instead.

The table is earn rate only — annual fees are not netted out of it. These cards charge AAdvantage Globe Mastercard $350 and Strata $0 a year, so a thin lead in one category may not cover the difference.

Where they differ: Strata takes everything else, dining, groceries and gas, plus 1 more; AAdvantage Globe Mastercard takes flights and rideshare & taxis.

pointslipEveryday
Pass content preview
CategoryBest card
Everything elseStrata1.9%
DiningStrata3.8%
GroceriesStrata5.7%
GasStrata5.7%
FlightsAAdvantage Globe Mastercard4.4%
Hotels · portalStrata · Citi Travel9.5%
Car rental · portalStrata · Citi Travel9.5%
Attractions · portalStrata · Citi Travel9.5%
Public transitStrata5.7%
Rideshare & taxisAAdvantage Globe Mastercard2.9%

Content preview. Apple Wallet controls the layout; visible categories vary by device. Categories that rank the same as Everything else are left off; every other category is in pass details.

Every category, every card

Everything else

  1. Strata — 1.9%
  2. AAdvantage Globe Mastercard — 1.5%

Dining

  1. Strata — 3.8%
  2. AAdvantage Globe Mastercard — 2.9%

Groceries

  1. Strata — 5.7%
  2. AAdvantage Globe Mastercard — 1.5%

Gas

  1. Strata — 5.7%
  2. AAdvantage Globe Mastercard — 1.5%

Flights

  1. AAdvantage Globe Mastercard — 4.4%
  2. Strata — 1.9%

Hotels · portal

  1. Strata · Citi Travel — 9.5%
  2. AAdvantage Globe Mastercard · AAdvantage Hotels — 8.7%

Car rental · portal

  1. Strata · Citi Travel — 9.5%

Attractions · portal

  1. Strata · Citi Travel — 9.5%

Public transit

  1. Strata — 5.7%
  2. AAdvantage Globe Mastercard — 2.9%

Rideshare & taxis

  1. AAdvantage Globe Mastercard — 2.9%
  2. Strata — 1.9%
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