pointslip milestomorrow.com

Citi Citi / AAdvantage Business vs Custom Cash

Both are Citi cards. Here is every spend category, ranked by what each card actually returns.

Best card by category Card terms as of Oct 29

Everything else

  1. Citi / AAdvantage Business 1.5% 1x base rate
  2. Custom Cash 1.0% 1% base rate

Gas

  1. Citi / AAdvantage Business 2.9% 2x
  2. Custom Cash 1.0% 1% base rate

Phone & internet

  1. Citi / AAdvantage Business 2.9% 2x
  2. Custom Cash 1.0% 1% base rate

Flights

  1. Citi / AAdvantage Business 2.9% 2x
  2. Custom Cash 1.0% 1% base rate

Car rental

  1. Citi / AAdvantage Business 2.9% 2x
  2. Custom Cash 1.0% 1% base rate

What the numbers are doing

Custom Cash lets you choose one category to earn 5% on. This table assumes nothing is chosen yet, so it earns its base rate everywhere; choose in the generator to see where it lands.

The table is earn rate only — annual fees are not netted out of it. These cards charge Citi / AAdvantage Business $99 and Custom Cash $0 a year, so a thin lead in one category may not cover the difference.

Where they differ: Citi / AAdvantage Business takes everything else, gas, phone & internet and flights, plus 1 more. Custom Cash wins nothing outright in this wallet.

pointslipEveryday
Pass content preview
CategoryBest card
Everything elseCiti / AAdvantage Business1.5%
GasCiti / AAdvantage Business2.9%
Phone & internetCiti / AAdvantage Business2.9%
FlightsCiti / AAdvantage Business2.9%
Car rentalCiti / AAdvantage Business2.9%

Content preview. Apple Wallet controls the layout; visible categories vary by device. Categories that rank the same as Everything else are left off; every other category is in pass details.

Every category, every card

Everything else

  1. Citi / AAdvantage Business — 1.5%
  2. Custom Cash — 1.0%

Gas

  1. Citi / AAdvantage Business — 2.9%
  2. Custom Cash — 1.0%

Phone & internet

  1. Citi / AAdvantage Business — 2.9%
  2. Custom Cash — 1.0%

Flights

  1. Citi / AAdvantage Business — 2.9%
  2. Custom Cash — 1.0%

Car rental

  1. Citi / AAdvantage Business — 2.9%
  2. Custom Cash — 1.0%
Add to Apple Wallet

This link hands the pass straight to Wallet, no app and no account — its first three rows; the app unlocks every row.

iPhone app · not yet released

Preview this set of cards. The first three rows are free, whatever cards you hold; every row and every feature is $9.99 once, in the app. See the free combos.

Open this ranking in the generator

A cheat sheet in your Wallet that tells you which card to use. No account, no bank linking, no subscription.