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Citi Citi / AAdvantage Business vs Costco Anywhere Visa Business Card

Both are Citi cards. Here is every spend category, ranked by what each card actually returns.

Best card by category Card terms as of Oct 29

Everything else

  1. Citi / AAdvantage Business 1.5% 1x base rate
  2. Costco Anywhere Visa Business Card 1.0% 1% base rate

Dining

  1. Costco Anywhere Visa Business Card 3.0% 3%
  2. Citi / AAdvantage Business 1.5% 1x base rate

Gas

  1. Costco Anywhere Visa Business Card 4.0% 4%
  2. Citi / AAdvantage Business 2.9% 2x

Travel

  1. Costco Anywhere Visa Business Card 3.0% 3%
  2. Citi / AAdvantage Business 1.5% 1x base rate

Phone & internet

  1. Citi / AAdvantage Business 2.9% 2x
  2. Costco Anywhere Visa Business Card 1.0% 1% base rate

Costco gas

  1. Costco Anywhere Visa Business Card 5.0% 5%
  2. Citi / AAdvantage Business 2.9% 2x

Campgrounds

  1. Citi / AAdvantage Business 1.5% 1x base rate
  2. Costco Anywhere Visa Business Card 1.0% 1%

Costco

  1. Costco Anywhere Visa Business Card 2.0% 2%
  2. Citi / AAdvantage Business 1.5% 1x base rate

What the numbers are doing

The table is earn rate only — annual fees are not netted out of it. These cards charge Citi / AAdvantage Business $99 and Costco Anywhere Visa Business Card $0 a year, so a thin lead in one category may not cover the difference.

Where they differ: Citi / AAdvantage Business takes everything else, phone & internet and campgrounds; Costco Anywhere Visa Business Card takes dining, gas, travel and costco gas, plus 1 more.

pointslipEveryday
Pass content preview
CategoryBest card
Everything elseCiti / AAdvantage Business1.5%
DiningCostco Anywhere Visa Business Card3.0%
GasCostco Anywhere Visa Business Card4.0%
TravelCostco Anywhere Visa Business Card3.0%
Phone & internetCiti / AAdvantage Business2.9%
Costco gasCostco Anywhere Visa Business Card5.0%
CampgroundsCiti / AAdvantage Business1.5%
CostcoCostco Anywhere Visa Business Card2.0%

Content preview. Apple Wallet controls the layout; visible categories vary by device. Categories that rank the same as Everything else are left off; every other category is in pass details.

Every category, every card

Everything else

  1. Citi / AAdvantage Business — 1.5%
  2. Costco Anywhere Visa Business Card — 1.0%

Dining

  1. Costco Anywhere Visa Business Card — 3.0%
  2. Citi / AAdvantage Business — 1.5%

Gas

  1. Costco Anywhere Visa Business Card — 4.0%
  2. Citi / AAdvantage Business — 2.9%

Travel

  1. Costco Anywhere Visa Business Card — 3.0%
  2. Citi / AAdvantage Business — 1.5%

Phone & internet

  1. Citi / AAdvantage Business — 2.9%
  2. Costco Anywhere Visa Business Card — 1.0%

Costco gas

  1. Costco Anywhere Visa Business Card — 5.0%
  2. Citi / AAdvantage Business — 2.9%

Campgrounds

  1. Citi / AAdvantage Business — 1.5%
  2. Costco Anywhere Visa Business Card — 1.0%

Costco

  1. Costco Anywhere Visa Business Card — 2.0%
  2. Citi / AAdvantage Business — 1.5%
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