pointslip milestomorrow.com

Citi Citi / AAdvantage Business vs AAdvantage Globe Mastercard

Both are Citi cards. Here is every spend category, ranked by what each card actually returns.

Best card by category Card terms as of Oct 29

Everything else

  1. Citi / AAdvantage Business 1.5% 1x base rate
  2. AAdvantage Globe Mastercard 1.5% 1x base rate

Dining

  1. AAdvantage Globe Mastercard 2.9% 2x
  2. Citi / AAdvantage Business 1.5% 1x base rate

Gas

  1. Citi / AAdvantage Business 2.9% 2x
  2. AAdvantage Globe Mastercard 1.5% 1x base rate

Phone & internet

  1. Citi / AAdvantage Business 2.9% 2x
  2. AAdvantage Globe Mastercard 1.5% 1x base rate

Flights

  1. AAdvantage Globe Mastercard 4.4% 3x
  2. Citi / AAdvantage Business 2.9% 2x

Hotels · portal

  1. AAdvantage Globe Mastercard · AAdvantage Hotels 8.7% 6x

Car rental

  1. Citi / AAdvantage Business 2.9% 2x
  2. AAdvantage Globe Mastercard 1.5% 1x base rate

Public transit

  1. AAdvantage Globe Mastercard 2.9% 2x
  2. Citi / AAdvantage Business 1.5% 1x base rate

Rideshare & taxis

  1. AAdvantage Globe Mastercard 2.9% 2x
  2. Citi / AAdvantage Business 1.5% 1x base rate

What the numbers are doing

The table is earn rate only — annual fees are not netted out of it. These cards charge Citi / AAdvantage Business $99 and AAdvantage Globe Mastercard $350 a year, so a thin lead in one category may not cover the difference.

Where they differ: AAdvantage Globe Mastercard takes dining, flights, public transit and rideshare & taxis; Citi / AAdvantage Business takes gas, phone & internet and car rental.

pointslipEveryday
Pass content preview
CategoryBest card
Everything elseCiti / AAdvantage Business1.5%
DiningAAdvantage Globe Mastercard2.9%
GasCiti / AAdvantage Business2.9%
Phone & internetCiti / AAdvantage Business2.9%
FlightsAAdvantage Globe Mastercard4.4%
Hotels · portalAAdvantage Globe Mastercard · AAdvantage Hotels8.7%
Car rentalCiti / AAdvantage Business2.9%
Public transitAAdvantage Globe Mastercard2.9%
Rideshare & taxisAAdvantage Globe Mastercard2.9%

Content preview. Apple Wallet controls the layout; visible categories vary by device. Categories that rank the same as Everything else are left off; every other category is in pass details.

Every category, every card

Everything else

  1. Citi / AAdvantage Business — 1.5%
  2. AAdvantage Globe Mastercard — 1.5%

Dining

  1. AAdvantage Globe Mastercard — 2.9%
  2. Citi / AAdvantage Business — 1.5%

Gas

  1. Citi / AAdvantage Business — 2.9%
  2. AAdvantage Globe Mastercard — 1.5%

Phone & internet

  1. Citi / AAdvantage Business — 2.9%
  2. AAdvantage Globe Mastercard — 1.5%

Flights

  1. AAdvantage Globe Mastercard — 4.4%
  2. Citi / AAdvantage Business — 2.9%

Hotels · portal

  1. AAdvantage Globe Mastercard · AAdvantage Hotels — 8.7%

Car rental

  1. Citi / AAdvantage Business — 2.9%
  2. AAdvantage Globe Mastercard — 1.5%

Public transit

  1. AAdvantage Globe Mastercard — 2.9%
  2. Citi / AAdvantage Business — 1.5%

Rideshare & taxis

  1. AAdvantage Globe Mastercard — 2.9%
  2. Citi / AAdvantage Business — 1.5%
Add to Apple Wallet

This link hands the pass straight to Wallet, no app and no account — its first three rows; the app unlocks every row.

iPhone app · not yet released

Preview this set of cards. The first three rows are free, whatever cards you hold; every row and every feature is $9.99 once, in the app. See the free combos.

Open this ranking in the generator

A cheat sheet in your Wallet that tells you which card to use. No account, no bank linking, no subscription.