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Chase United Explorer Card vs United Quest Card

Both are Chase cards. Here is every spend category, ranked by what each card actually returns.

Best card by category Card terms as of Oct 29

Everything else

  1. United Explorer Card 1.2% 1x base rate
  2. United Quest Card 1.2% 1x base rate

Dining

  1. United Explorer Card 2.4% 2x
  2. United Quest Card 2.4% 2x

Travel

  1. United Quest Card 2.4% 2x
  2. United Explorer Card 1.2% 1x base rate

Streaming

  1. United Quest Card 2.4% 2x
  2. United Explorer Card 1.2% 1x base rate

Flights

  1. United Quest Card 4.8% 4x
  2. United Explorer Card 3.6% 3x

Hotels

  1. United Explorer Card 2.4% 2x
  2. United Quest Card 2.4% 2x

Hotels · portal

  1. United Quest Card · Renowned Hotels for United Cardmembers 6.0% 5x

What the numbers are doing

The table is earn rate only — annual fees are not netted out of it. These cards charge United Explorer Card $150 and United Quest Card $350 a year, so a thin lead in one category may not cover the difference.

Where they differ: United Quest Card takes travel, streaming and flights. United Explorer Card wins nothing outright in this wallet.

pointslipEveryday
Pass content preview
CategoryBest card
Everything elseUnited Explorer Card1.2%
DiningUnited Explorer Card2.4%
TravelUnited Quest Card2.4%
StreamingUnited Quest Card2.4%
FlightsUnited Quest Card4.8%
HotelsUnited Explorer Card2.4%
Hotels · portalUnited Quest Card · Renowned Hotels for United Cardmembers6.0%

Content preview. Apple Wallet controls the layout; visible categories vary by device. Categories that rank the same as Everything else are left off; every other category is in pass details.

Every category, every card

Everything else

  1. United Explorer Card — 1.2%
  2. United Quest Card — 1.2%

Dining

  1. United Explorer Card — 2.4%
  2. United Quest Card — 2.4%

Travel

  1. United Quest Card — 2.4%
  2. United Explorer Card — 1.2%

Streaming

  1. United Quest Card — 2.4%
  2. United Explorer Card — 1.2%

Flights

  1. United Quest Card — 4.8%
  2. United Explorer Card — 3.6%

Hotels

  1. United Explorer Card — 2.4%
  2. United Quest Card — 2.4%

Hotels · portal

  1. United Quest Card · Renowned Hotels for United Cardmembers — 6.0%
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