Chase Southwest Rapid Rewards Priority vs World of Hyatt Credit Card
Both are Chase cards. Here is every spend category, ranked by what each card actually returns.
Everything else
- World of Hyatt Credit Card 1.7% 1x base rate
- Southwest Rapid Rewards Priority 1.3% 1x base rate
Dining
- World of Hyatt Credit Card 3.3% 2x
- Southwest Rapid Rewards Priority 2.5% 2x
Gas
- Southwest Rapid Rewards Priority 2.5% 2x
- World of Hyatt Credit Card 1.7% 1x base rate
Ground transportation
- World of Hyatt Credit Card 3.3% 2x
- Southwest Rapid Rewards Priority 1.3% 1x base rate
Gyms
- World of Hyatt Credit Card 3.3% 2x
- Southwest Rapid Rewards Priority 1.3% 1x base rate
Flights
- Southwest Rapid Rewards Priority 5.0% 4x
- World of Hyatt Credit Card 3.3% 2x
Hotels
- World of Hyatt Credit Card 6.6% 4x
- Southwest Rapid Rewards Priority 1.3% 1x base rate
Lyft
- Southwest Rapid Rewards Priority 6.3% 5x
- World of Hyatt Credit Card 3.3% 2x
What the numbers are doing
World of Hyatt Credit Card tops everything else at 1.7% only because this table values its points at 1.65 cents each. Value them at one cent and Southwest Rapid Rewards Priority wins that category instead.
The table is earn rate only — annual fees are not netted out of it. These cards charge Southwest Rapid Rewards Priority $229 and World of Hyatt Credit Card $95 a year, so a thin lead in one category may not cover the difference.
Where they differ: World of Hyatt Credit Card takes everything else, dining, ground transportation and gyms, plus 1 more; Southwest Rapid Rewards Priority takes gas, flights and lyft.
| Category | Best card |
|---|---|
| Everything else | World of Hyatt Credit Card1.7% |
| Dining | World of Hyatt Credit Card3.3% |
| Gas | Southwest Rapid Rewards Priority2.5% |
| Ground transportation | World of Hyatt Credit Card3.3% |
| Gyms | World of Hyatt Credit Card3.3% |
| Flights | Southwest Rapid Rewards Priority5.0% |
| Hotels | World of Hyatt Credit Card6.6% |
| Lyft | Southwest Rapid Rewards Priority6.3% |
Content preview. Apple Wallet controls the layout; visible categories vary by device. Categories that rank the same as Everything else are left off; every other category is in pass details.
Every category, every card
Everything else
- World of Hyatt Credit Card — 1.7%
- Southwest Rapid Rewards Priority — 1.3%
Dining
- World of Hyatt Credit Card — 3.3%
- Southwest Rapid Rewards Priority — 2.5%
Gas
- Southwest Rapid Rewards Priority — 2.5%
- World of Hyatt Credit Card — 1.7%
Ground transportation
- World of Hyatt Credit Card — 3.3%
- Southwest Rapid Rewards Priority — 1.3%
Gyms
- World of Hyatt Credit Card — 3.3%
- Southwest Rapid Rewards Priority — 1.3%
Flights
- Southwest Rapid Rewards Priority — 5.0%
- World of Hyatt Credit Card — 3.3%
Hotels
- World of Hyatt Credit Card — 6.6%
- Southwest Rapid Rewards Priority — 1.3%
Lyft
- Southwest Rapid Rewards Priority — 6.3%
- World of Hyatt Credit Card — 3.3%
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